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Big eek to the scooter though.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
ooh I like the sound of the bird box....My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Bird box looked so cool
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done on your year end rating and bonus
:T. Well deserved XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Great news on the review and bonus! :j Don't forget to treat yourself!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Well done for getting a bonus! Uh-oh to the scooter... would he settle for a scooter-shaped bird box?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Happy Friday SA & friends
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done on your work review SA, I hope you get a big reward.
I'm glad you pointed out financial realities to Mr SA and :eek: to a new scooter.
Your bird box sounds amazing!
I hope you're going to treat yourself with your bonus, how about a secret shopping day?
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy Friday folks
I'm going to compile a list of things I need and will have a day off to go shopping in the near future and spend my bonus. There are several things I need that I've put off buying to be honest.
Been frantically busy at work all day, no one could say I don't earn my wages that's for sure. Managed to fit in a quick gym session at lunchtime, had the gym all to myself which was nice.
Hoping we don't get the bad weather predicted for tomorrow as the plan is to visit DS and family in their new house which is 20 miles further north than us and gets snow when we don't.
Had a horrible experience on the way home from work when an idiot on a bike cycling too fast on the pavement through the city centre ran into some pigeons, too fast to stop and killed one right in front of me. It was truly awful. That could've been a human, what a t0$$er. I'm still upset about it.
Mr SA is still singing the praises of the courtesy scooter and has been all over on it with the dog today.
On the bird box front I have three novelty ones now - the new one, one shaped like an old fashioned post box (which the robins use) and one shaped like a beach hut - the birds aren't allowed to go in this one, I might let them use the new one Mr SA built a normal one a few years ago which the blue tits use. Plus three bird tables with seed/fat balls and a bird bath. Hashtag spoilt garden birds :rotfl: I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I don't think we'll risk going to see DS today. It's not snowing much here but is forecast worse where they live with chance of disruption to roads and rail. Mr SA is moaning as he was looking forward to the trip and the promise of a coffee on the train, although he realises why we shouldn't go.
If we don't go it will be nice for me to have a day to sort myself out, catch up with housework and do the finances. As much as I was looking forward to seeing them in their new house, it would mean a lost day and having to fit everything in tomorrow.
Have a great Saturday folks I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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