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Things can only get better
Comments
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please-let-me-be-lucky wrote: »Great news about work friend being back in UK. Fingers crossed she shows signs of improvement quickly.
Not so good re Mr SA’s bloods. Hope it turns out to be nothing to worry about Xx
This from me too xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I hope obviously it is nothing serious with the liver. Very glad to read about your friend tho.
How long till holiday now?
XXXNevertheless she persisted.0 -
We'll be there this time next week Buffy
I've been nagging him for ages about him drinking too much beer so will be cross if it's alcohol related damage.
Forgot to say there was an accident in town on Friday. I passed a shop which had been cordoned off, ambulances and security guards around it. I heard yesterday a woman had fallen and died on the scene in there, just awful
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sun_Addict wrote: »Happy Sunday

Thanks to the dog and cat I've been up since 6am. Got loads done so far, have put a colour on my hair, done the finances and ordered my euros online to collect tomorrow. Mr SA has given me £20 to change into euros "just in case he sees something", I've emptied my holiday handbag fund jar and have £60 to change, we've got about €80 left over from the last trip to Lanzarote, so all good there.
Budget pots all ok at the end of week 1. Doing an Aldi shop this morning - I always say I don't want much then end up spending more than I planned.
VSP £201.59 - ideally I'd like this to be at £250 by the end of the 4 week budget period
Debt £0 :j
Emergency fund £3260 - more to be added on payday. First target is get it back to the £4000 it was last year before the vet bill and freezer.
I've thought of a few changes I'm making:
1. Work at home one day at least once a fortnight.
2. Finish work no later than 3pm on Fridays.
3. Once a month have a Monday where I start work later and go and have a coffee first - I used to do this regularly and it seems to have fallen by the wayside.
4. Try and spend as little as possible for the first 3 weeks of the budget period and on the weekend before the new budget starts have a treat weekend where Mr SA gets his going into town fix - coffee, lunch out and whatever is top of his pester list that month.
5. I will have a secret shopping day once a month, around payday. I'm going to try and not buy things I need until then unless desperate. I can make a nice day of it, have coffee, potter round the shops, pick up the things I need - separate from the Mr SA shopping day.
Next on today's list is do the meal plan right up until we go on holiday.
Have a good one folks :beer:
I love your new plans SA, they sound excellent ideas to improve the quality of your life
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I hope Mr SA's liver is okay.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The doctor rang Mr SA today and he's been referred back to his consultant as he's concerned the Lymphoma is back. He's got to go for another blood test tomorrow then to hospital when we get back from holiday. To be honest he's got all the symptoms - tiredness, he's had a sore throat for weeks, itchy skin, flu-like feeling, night sweats, he's ticked all the boxes

Fingers crossed it's something else but not looking great at the moment
It was Easter when he got ill 6 years ago, unbelievable
The doctor didn't say he couldn't go on holiday, we'll deal with whatever it is when we get back.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sun_Addict wrote: »The doctor rang Mr SA today and he's been referred back to his consultant as he's concerned the Lymphoma is back. He's got to go for another blood test tomorrow then to hospital when we get back from holiday. To be honest he's got all the symptoms - tiredness, he's had a sore throat for weeks, itchy skin, flu-like feeling, night sweats, he's ticked all the boxes

Fingers crossed it's something else but not looking great at the moment
It was Easter when he got ill 6 years ago, unbelievable
The doctor didn't say he couldn't go on holiday, we'll deal with whatever it is when we get back.
So very sorry to read this my friend.
At least the Dr dident say not to go on holiday & as you say you can deal with whatever it is once you are back xxx
REmember to look after you too xxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
So sorry to read this SA.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0 -
Oh SA i'm so sorry to hear about your OH.
Go on holiday and try to have a relaxing break,you are a super strong lady and cope with so much but don't forget to take care of yourself.
xx0 -
Really Sorry SA.
I hope you enjoy the holiday. Big love to you my friend XXXNevertheless she persisted.0 -
Fingers crossed mr sa is ok xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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