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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Well done on the weight loss :D And the raffle win!

    Glad DS has found another house, it sounds perfect.

    Your little treat funds are building nicely!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Sun_Addict
    Sun_Addict Posts: 21,366 Forumite
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    Sunday and end of the four week budget period so time to update finances:

    Emergency Fund £2000.00 (don't expect any more to be added this month as have a lot to pay out for the dining room)

    VSP £153.08
    MSP £52.16
    House £150 (more to be added tomorrow but to be paid out again the next day to plasterer, plus still waiting for electrician's bill)

    Spend pot £0 (new budget starts tomorrow)
    Groceries £0 (new budget starts tomorrow)

    Credit card £111.50 - after being so good for 3 weeks and not using it, stalled at the last hurdle. However, have stock piled some offers which will hopefully make the next four weeks grocery bills smaller. Will chip away to get this amount down and clear the remainder on payday.

    Next step meal plan for the week and have a go at writing those competencies - have now got two jobs on promotion to apply for.

    Have a fab day folks, see you later :)
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • System
    System Posts: 178,097 Community Admin
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    DS must be pleased to be getting a nice garden for the children .

    Your EF is doing very well as is your weight loss .

    Have a good day SA.
  • *Robin*
    *Robin* Posts: 3,364 Forumite
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    Hope MrSA's back pain gets sorted out at the doctor's next week, and it didn't take too long to clear up after your DGC visited..

    Apart from that, all seems pretty positive Sun.A - well done! :)
  • Seasidegal58
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    So pleased to hear about DS’s house. What a load off your family’s mind.

    Your EF is standing at a nice sum - and what a weight off the mind that can be as well!

    Hope the competencies go well today SA.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
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  • enthusiasticsaver
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    Well done on the emergency fund target being reached and fingers crossed for promotion prospects.

    How are you finding the increased mortgage payment?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Have a lovely day SA

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • tunathe_cat
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    Tuna has had to come looking for you again today no notifications on any of my subscribed threads.......

    Glad end of month looking good

    love your meal plans wish I could get more organised - struggling what to do for dinner just got bag of red meat out of freezer will have to see if lamb or beef when thawed and wing it!

    But I am having a real Pj day no going out of the garden gate!

    wishing you all a healthy week x tuna
  • Sun_Addict
    Sun_Addict Posts: 21,366 Forumite
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    I would love a PJ day. Unfortunately, when you have a dog, whatever the weather you have to go out.

    Have just cleared the dining room ready for the plasterer tomorrow. The sofa will have to go in the kitchen.

    Meal plan done:

    Tonight: Mustard glazed salmon with lentils

    Next week's breakfasts: porridge (I'm not a big breakfast person, I don't like cereals because I don't like the taste of milk, I make my porridge with half water half skimmed milk. Sometimes I have a slice of dry toast - I don't like butter/marg. The blander the better first thing in the morning for me.)

    Lunches: Curried cauliflower (4 portions to make, only at work 4 days)

    Dinners:
    Monday: Uncle Ben's chilli wholegrain rice, tuna steak and steamed veg (using up a sachet of rice that's been in my cupboard forever)

    Tuesday: the other half of the sachet of rice in a stuffed pepper and salad

    Wednesday: Mushroom, chickpea and spinach curry, mini naan bread

    Thursday: Quorn lasagne (home made from freezer) and salad

    Friday: Mediterranean cod

    Snacks: fruit, WW biscuits and cottage cheese on crispbread

    Exercise will be my usual walk to work and back plus 3 gym sessions at lunchtime.

    Off work on Thursday for Mr SA's consultant appointment. Will probably take him for a pub lunch afterwards.

    Going to be a spendy week next week as have Valentine's Day (I'll give Mr SA £10 to buy me a card and flowers and I'll get him some beer), taxi fares to hospital and probably lunch out.

    Now I really must look at those competencies - not doing well, my mind has gone completely blank, can't think of any good examples.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • Sun_Addict
    Sun_Addict Posts: 21,366 Forumite
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    How are you finding the increased mortgage payment?[/QUOTE]

    ES - surprisingly manageable to say it's gone from zero to £400 a month. Had to tighten our belts a fair bit but no one's suffering.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
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