Things can only get better

milann · 25 April 2022 at 2:49PM

Well done on the litter pick….even more so because you had sparkling new nails 👍

Sun_Addict · 25 April 2022 at 3:28PM

enthusiasticsaver said:

Hope you have a wonderful holiday and good news on the energy direct debit reprieve.

Just wondering how you manage for travel insurance for Mr SA. I have just purchased some for our Canadian holiday this year (delayed from 2020) and as Mr ES had open heart surgery for valve repair last year I have had to get travel insurance disclosing this with an irregular heart rhythm he has been left with after the surgery and am shocked at the premium. It is an expensive holiday but we have never paid more than about £40 or £50 before and it is 10 times that now.

At first our insurance was quite a bit more than we used to pay and we couldn't get annual cover. As it got to 5 years remission the cost reduced significantly as he's now classed as cured. I still declare it on the form but it always pops up as cured. I also declare his mobility and other issues. This year the annual policy was £62 for both of us which is really good considering. I know travel insurance for further afield places would be a lot more expensive, ours is just Europe. I did a comparison with Money Supermarket and opted for Insure For. I could've got it cheaper but this one had very good cover.

Chrystal · 25 April 2022 at 5:57PM

We don't travel now, but it annoys me no end that they up the charge by enormous amounts for conditions that are totally under control with medication!!

Total rip off and they're just allowed to get away with it

enthusiasticsaver · 25 April 2022 at 7:53PM

Chrystal said:

We don't travel now, but it annoys me no end that they up the charge by enormous amounts for conditions that are totally under control with medication!!
Total rip off and they're just allowed to get away with it

Yes initially I thought that as my husband has been told he is low risk for anything happening but I do wonder if Covid has given them an excuse to up the cost of premiums. A friend of mine who recently had the same op as Mr ES has told me her premium for insurance is more than the cost of the holiday. We won't be travelling outside Europe if that is the case with us.

ladyholly · 25 April 2022 at 8:07PM

Have a wonderful holiday and come back feeling much more relaxed.

Sun_Addict · 26 April 2022 at 8:06AM

Morning, happy Tuesday.

I break up from work today, woo hoo 😁 Working from home, have lots of bits and bobs to do to finish up. Hoping for a shorter day than yesterday - I started at 7.30 and finished at 5pm.

Just looked at my payslip and I'm £20 worse off this month because of the NICs hike. I believe it evens out again next month though with the rise in the tax threshold.

I sorted out the finances this morning, paid off the cc balance and shuffled some money about. It's payday on Friday but as I'll be on holibobs I won't be able to do the usual payday money shuffling, I don't like logging onto my bank when I'm abroad unless it's absolutely necessary.

I need to compare house insurance quotes as my renewal quote is £40 more than last year.

Mr M delivery coming later, just one sub plant based mince for plant based mince, the sub is dearer but they've discounted it so I will keep it. Just had a message saying I'm their next stop which is odd as it's not booked until 2pm.

Today's exercise is live Bums & Tums at lunchtime, lunchtime dog walk and Resistance Band Training after work.

Tonight's dinner will be a use it up out of the fridge meal, same goes for lunch. Ordered a bottle of Prosecco for tonight to celebrate finally breaking up, feels very decadent.