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Things can only get better

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  • Sun_Addict
    Sun_Addict Posts: 24,374 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning, happy Monday.

    Another manic Monday work-wise. Must prioritise the job application, not even started it yet and it's got to be sent off by midnight. I have an old application that I just need to update so hopefully won't take too long. I'd be a fool not to have a go as it's exactly what I'm doing now but at a higher grade/more money. My inbox is full of emails asking me to do x, y and z but they will have to wait.

    DD has been coughing all night, she sounds really chesty. Mr SA was complaining about it this morning but she can't help it!

    Re Duolingo I've been in the Diamond League for ages but what I have noticed is that if you've done well one week they put you in a section of that league with people who seem to have oodles of time to spare and are on around 1000 points at the end of day 1. I try to stay around the middle if I can. Most days I spend around 30 minutes to an hour on it but last week I was really busy at work and finishing later so I didn't have much time. I'm happy just to keep my streak going. I've certainly learned loads of Spanish, nowhere near fluent but enough to get me by in shops, bars, restaurants etc. To be honest the part of Lanzarote we go to most bar owners are from the UK or Southern Ireland but we go in a great coffee shop where they actually are Spanish.

    Today's cleaning task is the bathroom. I need to do a meal plan for the week and update my Mr M order for tomorrow's delivery.

    I'm hoping it's going to be NSD 3/10 today but Mr SA keeps going on about this blooming ball of string. Whenever he gets an idea in his head he can never wait it has to be straightaway.

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Does paying money off a credit card count as a spend?🤔
    Credit card One :£926.60( Oct 21 )(Nov 21 vet bill disaster), £999(Jan 22), £974(Feb 22)
    Credit Card Fl :£739.26 (Oct 21)£763 (Nov 21) , £590(Jan 22), £298(Feb 22)
    Savings target C.U.  £1000(£410 Oct 21)(£610 Nov 21)
    Savings target Bank £500  (£10 Oct 21) (£50 Nov 21)(£60 Jan 22)(£80 Feb 22)
    Credit Union loan paid off. Now for the funeral plan...
  • Cherryfudge
    Cherryfudge Posts: 13,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @Cherryfudge My main languages are revising Welsh and Spanish.  I have largely abandoned attempts at Scottish and Irish Gaelic as they are very badly taught by Duolingo. I feel very frustrated that it is practically impossible to progress quickly to a reasonably advanced level quickly. I used to teach languages for a living. 
    Which languages are you doing?
    Mostly French - I did it for seven years at school but honestly I understand it so much better now! (Though there are occasional bits where I assume one is supposed to absorb the norm subliminally, and I didn't!).

    I've also made a start on Brazilian Portuguese which I'm finding quite hard but want to be able to communicate with our sponsored child when she no longer has an interpreter). I've temporarily abandoned Latin because the course wasn't nearly as good as the French one, and dipped into a few others but not seriously.

    I think there is a huge amount of repetition which works for me as it's built up my confidence but it does stop you whizzing through if you have the capacity to do that.

    What languages did you teach? 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Sun_Addict
    Sun_Addict Posts: 24,374 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Does paying money off a credit card count as a spend?🤔
    No, just if you buy something. Direct debits going out don’t count either. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I also don't count food unless I buy treats or go over budget.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you have the application in  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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