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Time to get free of DMP and move on..

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  • Sun_Addict
    Sun_Addict Posts: 24,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy St David's Day :)

    You're doing well with the AFDs and NSDs, I think once they become a habit you're winning.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks SA. Been off the radar for over a week as I have had the shingles. It really knocked me out, but slowly on the mend. Still feeling tired but can do the little things. Hope all the mums got spoilt yesterday :)
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Get well soon. Shingles is totally rotten. XX
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Sun_Addict
    Sun_Addict Posts: 24,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear you had shingles, Mr SA had it after his appendix burst many years ago. You must've been at a low ebb immunity wise. Take care and get yourself well xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks ramblehan.

    Strange SA as I have felt great the last couple of months, exercising and going on this Vegan diet, with the odd vegetarian day. So thought my immune system was in a good way, obviously not. Starting to pick up and back at work this week, not back on the exercise yet though, just a bit of walking...
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Received my first letter back from my creditor confirming they will accept 65% of the outstanding balance to close the account. I offered 50% so pretty happy with that and it will mean another £285 off my debt. I will get that paid over the next few days. Feels good to start getting this final amount of debt paid off.

    Will take mum out for some food either tomorrow or Wednesday as i wasn't up to taking her out on mothers day. Looking forward to that.
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the creditor.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Had a lovely meal out with my mum yesterday, great to spend some time with her and we over indulged in a shared dessert platter which was amazing.

    As for the debt I have now settled one of the creditors bringing my debt down to under £5,000. Keen to receive replies now from my other creditors and get it all paid off.

    Getting back into the study now and aiming to take the exam in June before we head off on holiday.

    Pay day on Monday, been a bit off kilter with the budget this month but haven't over spent. Having the shingles meant I was home for a week and didn't spend anything at all which was the only good thing about that week. Still on the mend, thought I was over the shingles during the last couple of days and overdid things. However today it has hit me a bit and I realise it hasn't quite gone yet. So will take it easy for a few days.

    Enjoy the weekend all
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you had a lovely day with you mum.
    Good news on one debt down.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Had a lovely night out with my BF on Friday, few drinks and lots of chatting, ending the night with a Burger King :beer:

    Then a nice relaxing weekend with some study thrown in.

    Pay day today so have sorted out my budget, bills and savings pot. Feeling very organised, and hopeful that I can keep on top of it all.

    Going to try and get back to the gym today, first time since the shingles so hoping I do not overdo things. Have booked a few days onto the Easter bank hols so from Thursday I will be off work for a week. Looking forward to the break...:j
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
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