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Leeds Building Society Regular Saver (Issue 4)

1171820222330

Comments

  • Do the numbers add up to 23?

    They do indeed.

    Sounds even more like it's the same link.
  • I sent a secure message yesterday with my maturity instructions and received confirmation today that funds will be paid into my nominated account on maturity.
  • aj23_2
    aj23_2 Posts: 1,155 Forumite
    1,000 Posts Third Anniversary Name Dropper Combo Breaker
    Is there an option to let it mature into the easy access, or is that the automatic option?
  • schiff
    schiff Posts: 20,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    aj23 wrote: »
    Is there an option to let it mature into the easy access, or is that the automatic option?

    The first para of the letter says it will be 'moved into our Access Saver account'. Automatically :)
  • aj23_2
    aj23_2 Posts: 1,155 Forumite
    1,000 Posts Third Anniversary Name Dropper Combo Breaker
    schiff wrote: »
    The first para of the letter says it will be 'moved into our Access Saver account'. Automatically :)

    Thanks. I'll do that for the time being. So I wouldn't have to notify them of that?
  • Nasqueron
    Nasqueron Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Mine is the same and the fact that you have to enter all your details (including account number) makes me think the link is a generic one.

    I won't be sharing it though - just in case!


    If it's a generic link like http://www.leedsbuildingsociety.co.uk/savings/maturity/oct232/ but with jan*** then it won't reveal any personal details nor give any risk at all to yourself. Anyone without login details simply won't be able to proceed

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • schiff
    schiff Posts: 20,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    aj23 wrote: »
    Thanks. I'll do that for the time being. So I wouldn't have to notify them of that?

    Nope! You're not going to leave it there though, are you?! I imagine most of us will go for the facility to withdraw immediately, though some may go for the Bond.
  • Nardge
    Nardge Posts: 273 Forumite
    Sixth Anniversary 100 Posts
    edited 2 February 2019 at 1:02PM
    Good afternoon,

    As for me mine will mature at £6354.35 (excluding final interest) on 01/02/19.

    I also had the Issue 3 (prior to closure), and the Issue 15 continues (I'm unsure if it remains available to newcomers).

    If you don't already have them, consider the 5% Regular Savers with First Direct, HSBC, Nationwide, and Marks & Spencers, and whilst you'll need their linked current accounts to access these, you can open them all simply by moving money around in a circle on the same date every month (See the now archived 'Bank Savings Loophole'). Lloyds is the next best at 2.5% (recent drop from 3%)

    Alternatively or in addition, for those conversant with apps, consider CHIP. Provided you do what is necessary, you could find yourselves with up to £10K earning 5%/year... (though admittedly it isn't under the auspices of the FSCS for now (CHIP have yet to become a bank)), though are FCA regulated.

    With Kind Regards
  • schiff
    schiff Posts: 20,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I don't think they are continuing with RS at all from checking on the website. New ones anyway.
  • aj23_2
    aj23_2 Posts: 1,155 Forumite
    1,000 Posts Third Anniversary Name Dropper Combo Breaker
    edited 18 January 2019 at 4:40PM
    schiff wrote: »
    Nope! You're not going to leave it there though, are you?! I imagine most of us will go for the facility to withdraw immediately, though some may go for the Bond.

    Well I wasn't gunna discuss but I do have plans for it. Lifetime ISA contribution partly. I'm happy leaving it there and withdrawing as and when I need to in the next couple of months. It won't earn anything anywhere else .
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