Regular Saver Thread **New and Restarted**

typistretired

Those who applied for a new Tipton & Cosely regular saver on their maturity form will get their new passbook for the regular saver and cheque for the remainder tomorrow sent out first class today.

veryintrigued

typistretired wrote: »

Those who applied for a new Tipton & Cosely regular saver on their maturity form will get their new passbook for the regular saver and cheque for the remainder tomorrow sent out first class today.

Thank you. Just the info I wanted.

where_are_we

Yes my mistake! - you are correct - there is no point in periodically opening a new RS (I did mean with a different provider). For those with small savings you could open a Coventry BS RS at 2.5% and fund £500 for the first few months and set up a £1monthly standing order for the remaining months.

colsten

polymaff wrote: »

Not the HSBC-serviced RSs - and they are the best at present, by far.

Unless you are lucky enough to live near a KRBS or Saffron branch, or in the Swansea BS, Ipswich BS area. Or if you are a child, or a FTB.

xylophone

I have been very happy with KRBS branch saver - I have relations living near a branch and within an easy drive, so combine a visit to them with opening and closing day, contributing by SO between the two.

I am on my second Saffron and only had to visit the branch in connection with the first one I happened to be driving north so visited on the way.

finspaniard

colsten wrote: »

Unless you are lucky enough to live near a KRBS or Saffron branch, or in the Swansea BS, Ipswich BS area. Or if you are a child, or a FTB.

You only need to pop over to a Saffron Branch to open a RS if you don't have any accounts with them. I applied for an E Saver, as it can be opened online, and then apply for the RS with no issues.


Also, Saffron has now a rewards scheme to get discounts and perks: i.e. 3-4% on Sainsbury's and Tesco

colsten

finspaniard wrote: »

Also, Saffron has now a rewards scheme to get discounts and perks: i.e. 3-4% on Sainsbury's and Tesco

This is good if you haven't got access to a better scheme already. Many employers (e.g. NHS) have those sort of schemes, and usually with better discounts. E.g. 6% for Sainsbury's, 5% on Waitrose/John Lewis, 7% Argos and Curry's on mine atm.

Also, on many non-food items, Quidco and Topcashback will often beat those reward schemes - and have cashback exclusives. Once in a while, HotUKdeals beats all of them. It pays to shop around :cool:

colsten

finspaniard wrote: »

You only need to pop over to a Saffron Branch to open a RS if you don't have any accounts with them. I applied for an E Saver, as it can be opened online, and then apply for the RS with no issues.

Yes I know. I opened all my Saffrons online but they have clamped down on some applications and made them Branch only (or Post only for existing customers) after their systems let multiple applications for the same account slip through :cool:

finspaniard

colsten wrote: »

This is good if you haven't got access to a better scheme already. Many employers (e.g. NHS) have those sort of schemes, and usually with better discounts. E.g. 6% for Sainsbury's, 5% on Waitrose/John Lewis, 7% Argos and Curry's on mine atm.

Also, on many non-food items, Quidco and Topcashback will often beat those reward schemes - and have cashback exclusives. Once in a while, HotUKdeals beats all of them. It pays to shop around :cool:

I used to have them with my previous employer (better ones as you said), but not with my current employer. It was a nice addition to their Regular Saver

typistretired

Just received my cheque for balance of maturity and a passbook for my new regular saver with them which matures 31/01/2021. They have kept the same account number as the maturing one which means no need to change standing order details