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Regular Saver Thread **New and Restarted**

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  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 9 February 2020 at 12:20PM
    Hi Everybody,

    Here is this weekend's update. I cannot update the posts on the first page of this thread. I have tried with different browsers but have had two problems. The first problem is the whole post comes up with all the HTML codes and the "Toggle HTML" / "</>" symbol is not visible, which makes it difficult to add in a new account.  The second problem is that I cannot save any edits I make because the thread is then too long, e.g. trying to edit post 4 leaves me with an error message saying "Body is 16200 characters too long."  Many thanks to Wheres_My_Cashback for posting that link about forum snagging. I have just used it to report this problem. I also share other people's disappointment about getting an update every time somebody posts rather than a daily or weekly summary.

    For those new to this thread, the first few posts are constantly updated and are on the first page

    How about taking this opportunity to move the posts that you need to update regularly to Google Docs and/or Google Sheets? You can update, and format, those to your heart's content, with no restrictions on the length of your information. All you'd have to do is make the document(s) readable for everyone who has the URL, and then post that URL here. Google Docs etc is very easy to use. All you need is a Google account (GMAIL account will do) and you can use your personal Google Drive account, which gives you access to all the Docs, Sheets, Slides etc. Personal use is totally free and you have basically unlimited free storage space. By default, all your documents are private to yourself but you can easily grant access (view or edit) to whoever you like.

    It is WAY easier to edit a Google document than editing a post in the old forum, and obviously also way easier than in the new forum. I have just tried it with one of your posts - a simple copy and paste even rescues all the URL links over to Google Docs! So you can be in business again in just about no time and are not at the mercy of the limitations of the new forum set-up. Here is the link so you can see what it looks like. 
  • sully1311
    sully1311 Posts: 385 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 9 February 2020 at 7:42PM
    My Virgin Regular Saver is going to mature on the 1st March. I just wanted to know what’s the easiest way to withdraw funds without having to go into the branch? Do they write to you beforehand to let you know it’s going to mature and give you options?

    I've read the withdrawal options for this account but they seem to be general terms and not specific to the account. Is it possible for them to do a BACS/FP transfer to my current account?
  • polymaff
    polymaff Posts: 3,950 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 February 2020 at 6:38PM
    A "your Regular E-Saver is due to mature" email two weeks before the maturity date, here, last June, for an E-saver.
    Dear Polymaff,
    Thank you for investing with us. When your Regular E-Saver matures, we will transfer your savings to our Easy Access E-Saver Reward Issue 18 account, which pays a variable interest rate of 1.16% Gross‡/AER†. This account is available exclusively to maturing Regular E-Saver customers.
  • sully1311 said:
    My Virgin Regular Saver is going to mature on the 1st March. I just wanted to know what’s the easiest way to withdraw funds without having to go into the branch? Do they write to you beforehand to let you know it’s going to mature and give you options?

    ive read the withdrawal options for this account but they seem to be general terms and not specific to the account. Is it possible for them to do a BACS/FP transfer to my current account?
    sully1311 said:
    My Virgin Regular Saver is going to mature on the 1st March. I just wanted to know what’s the easiest way to withdraw funds without having to go into the branch? Do they write to you beforehand to let you know it’s going to mature and give you options?

    ive read the withdrawal options for this account but they seem to be general terms and not specific to the account. Is it possible for them to do a BACS/FP transfer to my current account?
    Ring Virgin HO, ask them to send you maturity instruction paperwork and pre-paid envelopes (x the amount of accounts you have), complete and request Faster Payment to your nominated account, post back to them with your passbook.
    They have always transferred funds on maturity date for all of my matured accounts.
  • sully1311
    sully1311 Posts: 385 Forumite
    Part of the Furniture 100 Posts Name Dropper
    polymaff said:
    A "your Regular E-Saver is due to mature" email two weeks before the maturity date, here, last June, for an E-saver.
    Dear Polymaff,
    Thank you for investing with us. When your Regular E-Saver matures, we will transfer your savings to our Easy Access E-Saver Reward Issue 18 account, which pays a variable interest rate of 1.16% Gross‡/AER†. This account is available exclusively to maturing Regular E-Saver customers.
    Thanks for this but it's not an E-Saver, it's the in store only version.
  • sully1311
    sully1311 Posts: 385 Forumite
    Part of the Furniture 100 Posts Name Dropper
    sully1311 said:
    My Virgin Regular Saver is going to mature on the 1st March. I just wanted to know what’s the easiest way to withdraw funds without having to go into the branch? Do they write to you beforehand to let you know it’s going to mature and give you options?

    ive read the withdrawal options for this account but they seem to be general terms and not specific to the account. Is it possible for them to do a BACS/FP transfer to my current account?
    sully1311 said:
    My Virgin Regular Saver is going to mature on the 1st March. I just wanted to know what’s the easiest way to withdraw funds without having to go into the branch? Do they write to you beforehand to let you know it’s going to mature and give you options?

    ive read the withdrawal options for this account but they seem to be general terms and not specific to the account. Is it possible for them to do a BACS/FP transfer to my current account?
    Ring Virgin HO, ask them to send you maturity instruction paperwork and pre-paid envelopes (x the amount of accounts you have), complete and request Faster Payment to your nominated account, post back to them with your passbook.
    They have always transferred funds on maturity date for all of my matured accounts.
    Thanks for this. Will do in the morning.
  • Saffron Building Society - Small Saver
    4% but can only add max. of £50 per month for 12 months. Meaning £13 interest. 
    Not designed as a children's account, but I guess it could be added to there as it could be good for kids.
    https://www.saffronbs.co.uk/savings/immediate-access-savings-accounts/small-saver-gr4/

  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 11 February 2020 at 11:43AM
    Saffron Building Society - Small Saver
    4% but can only add max. of £50 per month for 12 months. Meaning £13 interest. 
    Not designed as a children's account, but I guess it could be added to there as it could be good for kids.
    https://www.saffronbs.co.uk/savings/immediate-access-savings-accounts/small-saver-gr4/

    Limited to residents of the following post codes: 
    • CB
    • CO
    • CM
    • SG
    • RM
    • IG
    • EN
    • AL
    • SS
  • Mee
    Mee Posts: 1,486 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 11 February 2020 at 3:33PM
    "20SmthngSver said:
    Saffron Building Society - Small Saver
    4% but can only add max. of £50 per month for 12 months. Meaning £13 interest. 
    Not designed as a children's account, but I guess it could be added to there as it could be good for kids.
    https://www.saffronbs.co.uk/savings/immediate-access-savings-accounts/small-saver-gr4/
    "
    Not for me at the moment due to "Only hold one Regular Saver or Small Saver with Saffron Building Society at a time"

    Free thinker.:cool:
  • abz88
    abz88 Posts: 312 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 11 February 2020 at 5:35PM
    Can't see an update on this (although it could be hidden in between comments on people's thoughts on the sites new layout), but Saffron RS is now down to 2.5% as of Thursday 6th but allows a pay in of £500
    https://www.saffronbs.co.uk/savings/immediate-access-savings-accounts/12-month-fixed-rate-regular-saver-issue-5-gr3/
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