Regular Saver Thread **New and Restarted**

Saver53

The header entry for the Earl Shilton Regular Saver is incorrect in claiming that you can miss payments without penalty. The ESBS webpage for the account makes clear that 12 monthly payments must be made each year and that each payment must be between £10 and £500. If this is not done, the account will be closed at the cost of a penalty of £10. Additionally the account leaflet (link from the webpage) confirms that only one payment can be made each month.

Frogletina

eastofeden wrote: »

The Santander RS rate is now 2.5% and Nationwide have scrapped their RS altogether.

I'm late in seeing this about Nationwide - mine has just matured and I wondered why I couldn't see another one!

Thanks

dekkard

Sorry if this has been asked before but if I open and pay the full monthly amount into an HSBC Regular Saver this week, can I pay in December's full amount on 1st December?

Or do I have to wait till a month after account opening?

TIA

YorkshireBoy

dekkard wrote: »

Sorry if this has been asked before but if I open and pay the full monthly amount into an HSBC Regular Saver this week, can I pay in December's full amount on 1st December?

Or do I have to wait till a month after account opening?

TIA

I believe it has been both asked and answered before. Seem to remember they'll gladly hang on to your money, but won't pay interest on it. Wait for the monthiversary would be my advice.

Seem to remember this was found out by the user 'Polymaff'?

Growingold

Apparently you cannot open the R/S Issue 4 if you have a currrent R/S 3 with them.

Every_Penny_Counts

Growingold wrote: »

Apparently you cannot open the R/S Issue 4 if you have a currrent R/S 3 with them.

That's correct, however you can open the 170th Birthday R/S if you already have the R/S 3.

schiff

Every_Penny_Counts wrote: »

That's correct, however you can open the 170th Birthday R/S if you already have the R/S 3.

However:

"This account is only available to individuals who currently reside in our heartland area."

Unless it's changed?

Every_Penny_Counts

schiff wrote: »

However:

"This account is only available to individuals who currently reside in our heartland area."

Unless it's changed?

Unfortunately not, you have to reside within one of these post codes:
CB, CO, CM, SG, RM, IG, EN, AL or SS....

soulsaver

Every_Penny_Counts wrote: »

That's correct, however you can open the 170th Birthday R/S if you already have the R/S 3.

"Account Opening Restriction
*This account can only be opened if you are resident within the following post code areas:
CB,CO,CM,SG,SS,RM,IG,EN and AL
(Please note if opening a joint account, all applicants must live within these postcode areas)"

I didn't want to waste my time trying, but you could test their processes.
Let us know.

Rich2808

Every_Penny_Counts wrote: »

Unfortunately not, you have to reside within one of these post codes:
CB, CO, CM, SG, RM, IG, EN, AL or SS....

I have been a Saffron member – formerly Saffron Walden, Herts and Essex BS - for over 20 years but cannot open one of these accounts as I live in an E postcode. They used to have a branch in Stratford London E15 (which was Essex until 1965) before they closed it a couple of years ago – they have similarly closed other branches recently.
Shame I can’t join in the 170 year celebration despite being a long term member – as I am outside their current if not their historic operating area (for about 167 of those 170 years!