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Regular Saver Thread **New and Restarted**

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  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Any chance someone can either create a specific thread for this Virgin offering or at least add subtitles to their posts?

    Cheera

    Clearly not then.
  • fudgecat
    fudgecat Posts: 289 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    You can open a regular saver in store with £1.00 and then set up a SO online to fund it when you get home. You have to ring them to get balances, though, and link to a bank account for when the saver matures. We have several, and although it is a pain to get into branch, we turn it into a day out and include other shopping. The Virgin Lounges with free coffee, papers, biscuits and fruit make it worth it!
    Debt September 2020 BIG FAT ZERO!
    Now mortgage free, sort of retired, reducing and reusing and putting money away for grandchildren...
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    fudgecat wrote: »
    You can open a regular saver in store with £1.00 and then set up a SO online to fund it when you get home. You have to ring them to get balances, though, and link to a bank account for when the saver matures. We have several, and although it is a pain to get into branch, we turn it into a day out and include other shopping. The Virgin Lounges with free coffee, papers, biscuits and fruit make it worth it!

    It would take the interest of more than one regular saver to pay for a return train ticket to my nearest Virgin Lounge - I did get a glass of water at my local branch though ( I don't drink coffee), and I can walk there in 20 minutes.
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • gwapenut
    gwapenut Posts: 1,431 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enough with the virgin chit-chat already!!!!

    Should we start a specifically non-virgin regular saver thread?
  • xylophone
    xylophone Posts: 45,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Should we start a specifically non-virgin regular saver thread?

    At the rate things are going, (Leeds and Nationwide abandoning the effort) they might end up the only kids on the block!:eek:
  • 20SmthngSver
    20SmthngSver Posts: 512 Forumite
    100 Posts Second Anniversary Name Dropper
    From reading comments about, people have said about a specific thread for Virgin Money's Regular Saver as it generates so much discussion on this regular saver wide thread.

    I've been bold and created one:

    https://forums.moneysavingexpert.com/discussion/comment/75881300#Comment_75881300
  • EarthBoy
    EarthBoy Posts: 3,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    polymaff wrote: »
    Disability Discrimination Act 1995 s.19 and s.21

    21 Duty of providers of services to make adjustments.

    (1)Where a provider of services has a practice, policy or procedure which makes it impossible or unreasonably difficult for disabled persons to make use of a service which he provides, or is prepared to provide, to other members of the public, it is his duty to take such steps as it is reasonable, in all the circumstances of the case, for him to have to take in order to change that practice, policy or procedure so that it no longer has that effect.


    Shame on Virgin, when the remedy is obvious. All products to be offered on-line.

    polymaff wrote: »
    the key difference wiith regard to the disabled is that, right now, there is legislation with respect to the disabled which Virgin Money are choosing to ignore.

    And the remedy is so, so simple.

    Virgin Money are not ignoring the legislation; you're just twisting it to suit yourself. The remedy might be simple to you, but they only have to take reasonable steps to ensure that disabled people can access their services, they don't have to set up a completely new system to do it. Virgin are by no means the only financial institution to offer accounts that are only available in branch, -several of the smaller building societies do the same.
  • katsu
    katsu Posts: 5,016 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I'm quite happy that different RS accounts are covered in this thread as the posts come and go around maturity etc. A few weeks ago it was Chorley themed. Without the posts on here a while ago I wouldn't have realised I could have multiple active Virgin RS, as I thought it was one at a time not one of each issue, so for me the posts are helpful or don't take long to skim over :D
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    katsu wrote: »
    I'm quite happy that different RS accounts are covered in this thread as the posts come and go around maturity etc. A few weeks ago it was Chorley themed. Without the posts on here a while ago I wouldn't have realised I could have multiple active Virgin RS, as I thought it was one at a time not one of each issue, so for me the posts are helpful or don't take long to skim over :D

    I thought it was etiquette to only identify new issues on this thread to help others and the O.P.

    The predicable arguements and tangents could be housed in their own thread or here:

    https://forums.moneysavingexpert.com/discussion/966321/regular-savings-accounts-article-discussion
  • schiff
    schiff Posts: 20,257 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Though I've been with Santander for a long time, I didn't know you could do this. In a branch today to deposit cash I found out by chance that you can arrange a switch from a matured current RS (mine matures on 26/6) to a new one just by telling an adviser. You tell them you will want the new one (it's only 3% of course but still worth having) and they will move the balance of the old to the current account and start the new one on the day. I will have nothing to do! :)

    It may help.

    [this post has been carefully screened to remove any reference to V****N in the interests of world peace]
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