Regular Saver Thread **New and Restarted**

typistretired

You do not have to wait 4 or 6 months you just have to apply for an E-saver Account. When your paper work with your User ID arrives in the post you can log on and apply for the regular saver it will be opened immediately although you may have to wait a couple of hours before you get the "Great News" email in your inbox. They are very quick at sending out the postal pack. They warn this is a limited issue account.

Money from your E-saver can be moved into your Regular Saver when both are showing online.

Stompa

Kazza242 wrote: »

To celebrate their 150th year, Monmouthshire Building Society have launched the Celebration Regular Saver Bond (issue 14), paying 3.00%.

- It is available to new and existing Monmouthshire BS customers.

- It can be applied for online,via the post or in branch/agency office.

- You can pay in between £20 - £300 per month.

- Additional deposits can be made into the account as often as you like up to £300 per month.

- The maximum balance allowed is £3,600.

- No withdrawals are allowed until after the maturity date.

- The interest rate is fixed for one year.

- The account will mature on the first anniversary of the date of opening.

- It is available in England and Wales.

Further details here.

Thanks, but what a truly dire online application process. Why do we need to go through pages about the 2nd applicant when we've already said there isn't one?

Even the link on the Declaration page at the end takes you to the wrong account (Regular Saver Bond (Issue 3) rather than Celebration Regular Saver Bond).

pearl123

Stompa wrote: »

Even the link on the Declaration page at the end takes you to the wrong account (Regular Saver Bond (Issue 3) rather than Celebration Regular Saver Bond).

I didn't notice that but I must admit I filled mine out rather late last night.

typistretired

Stompa wrote: »

Thanks, but what a truly dire online application process. Why do we need to go through pages about the 2nd applicant when we've already said there isn't one?

Even the link on the Declaration page at the end takes you to the wrong account (Regular Saver Bond (Issue 3) rather than Celebration Regular Saver Bond).

I don't mind filling in dire online application processes as long as at the end of the day I get a decent interest rate on my savings. It was only a case of pressing Next. Once again it is the building societies who are paying the best rates.

typistretired

Deleted_User wrote: »

I'm unsure of the bit about "available in England and Wales".

Does this mean that you have to have an address in E and W to be eligible?

The product-specific terms and conditions do not mention England and Wales, just that you have to be resident in the UK for tax purposes.

I've applied online for the account with a UK address, but not England and Wales. Will have to wait and see what happens.

And they only refer to England and Wales in their ABOUT section.

"Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future. "

schiff

typistretired wrote: »

I don't mind filling in dire online application processes as long as at the end of the day I get a decent interest rate on my savings. It was only a case of pressing Next. Once again it is the building societies who are paying the best rates.

Apart from M&S, Santander, HSBC, First Direct, Nationwide of course

schiff

typistretired wrote: »

And they only refer to England and Wales in their mortgage section.

"Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future. "

So Nicola Sturgeon won't have an account then?

[Deleted User]

schiff wrote: »

Apart from M&S, Santander, HSBC, First Direct, Nationwide of course

Nationwide is a building society, although it is so large and commercially-driven, it is easy to think that it is a bank.

typistretired

Deleted_User wrote: »

Nationwide is a building society, although it is so large and commercially-driven, it is easy to think that it is a bank.

And now they have withdrawn their regular saver paying 5%.

[Deleted User]

schiff wrote: »

So Nicola Sturgeon won't have an account then?

She's got enough coming in from the long-suffering taxpayer to keep her in Jimmy Choos for several lifetimes. I'm sure she won't be squeezing the last 0.10% out of Regular Savers.