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Regular Saver Thread **New and Restarted**

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Comments

  • tg99
    tg99 Posts: 1,260 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    For those with multiple Virgin e and branch regular savers, has anyone had any luck in getting one tax certificate / statement showing total interest across all Virgin accounts? Last year I had a big batch of individual certificates arrive in separate envelopes on different days (and they ended up missing some out) and now started to receive for 18-19 too.
  • polymaff
    polymaff Posts: 3,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Used to happen in more sensible times.

    Nowadays, despite their corporate green agendas they bleat on and on about, few institutions seem to provide single composite certificates.
  • tg99
    tg99 Posts: 1,260 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    polymaff wrote: »
    Used to happen in more sensible times.

    Nowadays, despite their corporate green agendas they bleat on and on about, few institutions seem to provide single composite certificates.

    Yeah, I was hoping for something in the style of Nationwide’s one as opposed to getting piles of envelopes delivered!

    Not sure if this is correct but I think at one point on the forum I may have read about a tax form or statement that the bank has to send HMRC with the interest figures on so if they do that as a ‘one piece’ then may be able to try and get them to provide a copy?
  • Kazza242
    Kazza242 Posts: 2,203 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    To celebrate their 150th year, Monmouthshire Building Society have launched the Celebration Regular Saver Bond (issue 14), paying 3.00%.

    - It is available to new and existing Monmouthshire BS customers.

    - It can be applied for online,via the post or in branch/agency office.

    - You can pay in between £20 - £300 per month.

    - Additional deposits can be made into the account as often as you like up to £300 per month.

    - The maximum balance allowed is £3,600.

    - No withdrawals are allowed until after the maturity date.

    - The interest rate is fixed for one year.

    - The account will mature on the first anniversary of the date of opening.

    - It is available in England and Wales.

    Further details here.
    Please call me 'Kazza'.
  • MDMD
    MDMD Posts: 1,576 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    tg99 wrote: »
    Yeah, I was hoping for something in the style of Nationwide’s one as opposed to getting piles of envelopes delivered!

    Not sure if this is correct but I think at one point on the forum I may have read about a tax form or statement that the bank has to send HMRC with the interest figures on so if they do that as a ‘one piece’ then may be able to try and get them to provide a copy?

    It’s a BBSI return

    https://www.gov.uk/government/publications/type-17-and-18-bank-building-society-interest-and-other-interest-returns-of-interest-and-eusd/bank-and-building-society-bbsi-european-union-savings-directive-eusd-and-other-oi-returns-of-interest

    Unfortunately they complete one return for each institution so they won’t send you a copy as it has every customer on it!
  • Rich2808
    Rich2808 Posts: 1,395 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Kazza242 wrote: »
    To celebrate their 150th year, Monmouthshire Building Society have launched the Celebration Regular Saver Bond (issue 14), paying 3.00%.

    - It is available to new and existing Monmouthshire BS customers.

    - It can be applied for online,via the post or in branch/agency office.

    - You can pay in between £20 - £300 per month.

    - Additional deposits can be made into the account as often as you like up to £300 per month.

    - The maximum balance allowed is £3,600.

    - No withdrawals are allowed until after the maturity date.

    - The interest rate is fixed for one year.

    - The account will mature on the first anniversary of the date of opening.

    - It is available in England and Wales.

    Further details here.

    Happy 150th birthday to the Monmouthshire BS!

    I hope they organise a nice celebration event for their head office staff - as they are likely to have to do a lot of overtime to process all the applications for this new account!
  • Kazza242 wrote: »
    To celebrate their 150th year, Monmouthshire Building Society have launched the Celebration Regular Saver Bond (issue 14), paying 3.00%.

    - It is available to new and existing Monmouthshire BS customers.

    - It can be applied for online,via the post or in branch/agency office.

    - You can pay in between £20 - £300 per month.

    - Additional deposits can be made into the account as often as you like up to £300 per month.

    - The maximum balance allowed is £3,600.

    - No withdrawals are allowed until after the maturity date.

    - The interest rate is fixed for one year.

    - The account will mature on the first anniversary of the date of opening.

    - It is available in England and Wales.

    Further details here.


    I'm unsure of the bit about "available in England and Wales".

    Does this mean that you have to have an address in E and W to be eligible?

    The product-specific terms and conditions do not mention England and Wales, just that you have to be resident in the UK for tax purposes.

    I've applied online for the account with a UK address, but not England and Wales. Will have to wait and see what happens.
  • pearl123
    pearl123 Posts: 2,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kazza242 wrote: »
    To celebrate their 150th year, Monmouthshire Building Society have launched the Celebration Regular Saver Bond (issue 14), paying 3.00%.

    - It is available to new and existing Monmouthshire BS customers.

    - It can be applied for online,via the post or in branch/agency office.

    - You can pay in between £20 - £300 per month.

    - Additional deposits can be made into the account as often as you like up to £300 per month.

    - The maximum balance allowed is £3,600.

    - No withdrawals are allowed until after the maturity date.

    - The interest rate is fixed for one year.

    - The account will mature on the first anniversary of the date of opening.

    - It is available in England and Wales.

    Further details here.
    I applied. At the end of the application it just says they will be in touch. No confirmation email. Will have to wait and see.
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 18 April 2019 at 10:28AM
    You do not have to wait 4 or 6 months you just have to apply for an E-saver Account. When your paper work with your User ID arrives in the post you can log on and apply for the regular saver it will be opened immediately although you may have to wait a couple of hours before you get the "Great News" email in your inbox. They are very quick at sending out the postal pack. They warn this is a limited issue account.

    Money from your E-saver can be moved into your Regular Saver when both are showing online.
    "Look after your pennies and your pounds will look after themselves"
  • Stompa
    Stompa Posts: 8,379 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Kazza242 wrote: »
    To celebrate their 150th year, Monmouthshire Building Society have launched the Celebration Regular Saver Bond (issue 14), paying 3.00%.

    - It is available to new and existing Monmouthshire BS customers.

    - It can be applied for online,via the post or in branch/agency office.

    - You can pay in between £20 - £300 per month.

    - Additional deposits can be made into the account as often as you like up to £300 per month.

    - The maximum balance allowed is £3,600.

    - No withdrawals are allowed until after the maturity date.

    - The interest rate is fixed for one year.

    - The account will mature on the first anniversary of the date of opening.

    - It is available in England and Wales.

    Further details here.
    Thanks, but what a truly dire online application process. Why do we need to go through pages about the 2nd applicant when we've already said there isn't one?

    Even the link on the Declaration page at the end takes you to the wrong account (Regular Saver Bond (Issue 3) rather than Celebration Regular Saver Bond).
    Stompa
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