Regular Saver Thread **New and Restarted**

isasmurf

colsten wrote: »

No need to panic. There's no general change to the Santander RS. It's merely that someone's RS is maturing and they are a bit confused over whether and how to continue with an RS, and with how interest on RSs work in general. Just ignore them. There's no general change to the Santander RS happening on Tuesday.

Santander Regular e-Saver Issue 7 launched - 3% exclusively for 123 World, Select or Private Banking customers

karlie88

isasmurf wrote: »

Santander Regular e-Saver Issue 7 launched - 3% exclusively for 123 World, Select or Private Banking customers

I knew it! I was one of the first people to highlight this from the OP: https://forums.moneysavingexpert.com/discussion/comment/74845287#Comment_74845287

Something didn't seem right. The 'deal' was the rate, not how the OP was going to renew their RS.

Started a new thread to save SS2 a headache as this will no doubt spark some conversation on this thread: https://forums.moneysavingexpert.com/discussion/5903353/santander-regular-e-saver-rate-reduced-from-5-to-3

molerat

adindas wrote: »

Is there any restriction to open this new RSA in addition to e-Saver i6 ?

Seems to cover it

You can only have one Regular eSaver per customer,

Fingerbobs

Is it really necessary to make an appointment to open a Virgin account, or will they let me open one if I just turn up at the branch?

xylophone

Is it really necessary to make an appointment to open a Virgin account, or will they let me open one if I just turn up at the branch?

You might be lucky.....or you might have a wasted trip....

EachPenny

Fingerbobs wrote: »

Is it really necessary to make an appointment to open a Virgin account, or will they let me open one if I just turn up at the branch?

It all depends on the staff and how busy the branch is when you turn up.

If this is your first time with Virgin then I'd make an appointment, they will need to go through everything with you and that does take some time.

After the third or fourth account they might be happy to assume you know the T&C's already and process the account opening while you pretend you are reading the summary sheet That takes a lot less time and they might be able to squeeze you in between other customers.

Which is what happened to me today

Also, make sure you have the necessary ID, it is one of the things they are quite insistent about, and not just the first time you go.

Fingerbobs

EachPenny wrote: »

It all depends on the staff and how busy the branch is when you turn up.

If this is your first time with Virgin then I'd make an appointment, they will need to go through everything with you and that does take some time.

After the third or fourth account they might be happy to assume you know the T&C's already and process the account opening while you pretend you are reading the summary sheet That takes a lot less time and they might be able to squeeze you in between other customers.

Which is what happened to me today

Also, make sure you have the necessary ID, it is one of the things they are quite insistent about, and not just the first time you go.

Thanks for that. It won't be my first Virgin account (I've had several, and still have an active ISA with them), but will be the first branch-based one so safest to have an appointment by the sounds of it.

Reason for asking is that I'm travelling on business next week and was hoping to make a small detour to hit a Virgin branch en-route. My nearest branch is an hour's drive away, so I was hoping not to have to make a special trip.

soulsaver

Fingerbobs wrote: »

Thanks for that. It won't be my first Virgin account (I've had several, and still have an active ISA with them), but will be the first branch-based one so safest to have an appointment by the sounds of it.

Note Each Penny's comment re ID - even if you have on-line acs they'll need to verify ID for face to face opening... maybe regulatory, but definitely VM policy.

eskbanker

EachPenny wrote: »

If this is your first time with Virgin then....

....that would presumably make you a Virgin virgin!

patientperson

Note for Special_Saver

Interest rate increased to 2.75%.

https://swansea-bs.co.uk/building-society-savings-accounts/regular-saver