brother committed ebay fraud

Samsung_Note2

18cc wrote: »

To answer the question - what will happen is that eBay will charge Paypal account the £900 and refund the buyer. Paypal will then attempt to recover that amount via the users linked bank account (ie pull a £900 DD) or debit card. With no funds in the bank this will fail. The bank may or may not charge for the failed attempt - depends on what account he has got etc.

In any case, Paypal (like any financial institution) will recover the funds from your brother in the usual way starting with emails/letters requesting the payment all the way up to court action and bailiffs.

Whilst your mostly likely correct..I just don't see how PayPal can simply take one persons word for it.

Other wise honest sellers would be getting ripped off for thousands every day, I know they simply refund on smaller ££ items but simply don't see how they could for large amounts.


Id say the onus would be on the buyer to prove they didn't receive.

colsten

I love how incredibly concerned the OP is (not!) for the poor sod that was conned out of £900 by his/her scumbag brother.

EachPenny

Samsung_Note2 wrote: »

Whilst your mostly likely correct..I just don't see how PayPal can simply take one persons word for it.
...
Id say the onus would be on the buyer to prove they didn't receive.

Given the buyer is now in possession of the seller's old phone this would be a trivial exercise to complete.

Bridges80 wrote: »

He sent a mobile phone box with his old phone in and a tracking number. Can the police and ebay prove that he didn't send the real phone?

:wall:

Being charged by his bank should be the least of his problems, being charged by the Police would be a more just outcome.

Returning the money immediately is the only way the OP's brother can make this better.

Samsung_Note2

EachPenny wrote: »

Given the buyer is now in possession of the seller's old phone this would be a trivial exercise to complete.

:wall:

Being charged by his bank should be the least of his problems, being charged by the Police would be a more just outcome.

Returning the money immediately is the only way the OP's brother can make this better.

Yeah you've quoted me..I wasn't quoting what the OP had done, it was a general statement referring to your average Ebayer and not a crook.


Not really bothered about a crook. He or his brother will get what's coming, its normally how things work out.


Im more concerned as there's an awful lot of decent honest eBay sellers/buyers. From people have said, PayPal will find in buyers favour regardless of proof.?

wizzywig27

I once got scammed on eBay - my own fault really - a little bit naive, but as the person who genuinely sold a phone I was close to losing out - because I had logged with fraud agency PayPal refunded me the £500 or so

EachPenny

Bridges80 wrote: »

My brother ripped someone off on ebay for £900. He sold an I phone which he didn't own. He drew the money out, will paypal taking the money out of his bank even though he's got nothing in leaving him with bank charges or will it deduct from his paypal balance?

He sent a mobile phone box with his old phone in and a tracking number.

Can the police and ebay prove that he didn't send the real phone?

He doesn't want paypal or ebay trying to take money out of his bank account which has nothing in (he doesn't work) and be charged fees for every time they try taking money out of his account.

I know they charge around £30 pound if they try taking money from his bank account if there's nothing in.

Will they do this? Try taking money from his bank or just deduct it from his paypal balance?

Will he get charged every time they try taking money out of his account if there's nothing in or will it just minus his paypal account?

Just in case.

IanManc

Bridges80 wrote: »

My brother ripped someone off on ebay for £900. He sold an I phone which he didn't own. He drew the money out, will paypal taking the money out of his bank even though he's got nothing in leaving him with bank charges or will it deduct from his paypal balance?

He sent a mobile phone box with his old phone in and a tracking number.

Can the police and ebay prove that he didn't send the real phone?

Yes.

He doesn't want paypal or ebay trying to take money out of his bank account which has nothing in (he doesn't work) and be charged fees for every time they try taking money out of his account.

I know they charge around £30 pound if they try taking money from his bank account if there's nothing in.

Will they do this? Try taking money from his bank or just deduct it from his paypal balance?

Let's hope so.

Will he get charged every time they try taking money out of his account if there's nothing in or will it just minus his paypal account?

Let's hope that happens too.

OP please do update this thread when the police come knocking for your brother. It's the middle of winter and we could all do with cheering up.

Meanwhile, have a lovely day.

Samsung_Note2

IanManc wrote: »

Let's hope that happens too.

OP please do update this thread when the police come knocking for your brother. It's the middle of winter and we could all do with cheering up.

Meanwhile, have a lovely day.

Im curious...you say Yes the police can prove he didn't send the phone.


Can you explain how they would do that, as far as im aware there isn't a EBay Csi in production just yet.

paragon909

In reality this is what will happen...

The fraudster will cancel direct debit and visa debit or cash card with bank, Paypal therefore cannot charge the sources to recover the funds, The paypal account goes minus £900, Paypal then calls the user several times send a few letters, It then gets sent to debt collect, Who ultimately won't do anything accept send letters all the time....

Police likely won't get involved unless the buyer goes to the police and report and has evidence, Paypal might not even refund the buyer because they have no proof that the phone sent wasn't what was ordered, So ultimately the fraudster may well win here. Sadly this is what the world has become.

Archi_Bald

paragon909 wrote: »

In reality this is what will happen...

The fraudster will cancel direct debit and visa debit or cash card with bank, Paypal therefore cannot charge the sources to recover the funds, The paypal account goes minus £900, Paypal then calls the user several times send a few letters, It then gets sent to debt collect, Who ultimately won't do anything accept send letters all the time....

Police likely won't get involved unless the buyer goes to the police and report and has evidence, Paypal might not even refund the buyer because they have no proof that the phone sent wasn't what was ordered, So ultimately the fraudster may well win here. Sadly this is what the world has become.

You forgot to mention that the fraudster will get a 1st party fraud marker on CIFAS, which will do away with his prospects of getting any credit of any sort for the next 6 years. It might also lead to the closure of his existing banking and money transfer facilities.