Rented House advice

kingfisherblue

OP, you gave this thread the title 'Rented House Advice', so here is my advice.

* Read the excellent advice given by so many people who have been generous enough with their time and experience to help you.
* Act on that advice. Arrange to meet a locksmith (with your relevant documents) at the time that you are supposed to be meeting your EX girlfriend at the council offices. Get the locks changed and follow the advice given by other posters regarding her belongings.
* Forget trying to be amicable. Your EX girlfriend is not being amicable towards you. She is a nasty, cunning witch who has played you like a violin. If she was being amicable towards you, she would not have locked you out of your own home, and she would not be letting you pay for everything. Don't focus on her being a single mum - loads of us manage without a man in our lives, and don't get into debt, or leech off someone who can be manipulated as much as you have. She doesn't love you, or even like you. If she did, she would not act this way.
*Grow up. Moving back to your parents long term might be attractive to you, but is it what they want? You have moved away from home, to a different part of the country, and then moved back again. Your parents, whilst they might not kick you out, may want a little more privacy and a chance to have time to themselves, especially as they did not expect you to be moving back in with them. They are highly unlikely to tell you that though.
* Finally, sort everything out now. Don't put it off, it will only escalate further. Nobody needs that sort of stress. It's going to be difficult for you initially, but nowhere near as difficult as things will get if you don't get those locks changed.

aneary

If she has access to your bank statements she could have gone online and set up a mobile phone account.

Set up a catalog account - Multiple catalog accounts

Set up a credit card with a second card holder (her).

All this will be delivered to your house, and you can't get inside.

So CCJs for rent, utilities, sky/broadband. and everything else she has set up in your name and you don't know about.

Your credit file will be screwed for years all because you want to be nice.

Get her out

Get the locks changed

Check your credit file (if anything has been set up call the police that is fraud)

Never ever rent a place with multiple bedrooms

Don't date needy woman or ones with baggage you are two nice to handle them.

harrys_dad

I got bored at page 5 so came from there straight here. Nothing has changed, so I'll come back at page 15 when it gets there.

Cakeguts

There is no point in going to the council offices with her. That is even if she actually goes. I expect her to be lying and leading you on.

The council will not rehouse her. She has made herself intentionally homeless by leaving her Leeds accommodation to live in a house where she does not have a tenancy. The council will not pay her the £400 per month because she can't produce a tenancy agreement. The landlord will not accept £400 per month LHA instead of the rent of £800 per month even if she got it which she won't because she isn't a tenant of the house.

Basically the council will not help her at all so there is absolutely no point in going to the offices and wasting the time of everyone who works there. They all have better things to do than to listen to someone who isnt a tenant.

As I said before I am a landlord. We had a tenant who tried to do this with agreement (we assume) with his wife who he had split up from. He rented the house and then moved out. He was the only person on the tenancy agreement. She moved in and went to the council with the tenancy agreement. The council refused her request for LHA on the basis that she was not a tenant of the property she was claiming for. The council also rang the letting agent property managers to check that she wan't the tenant. Councils don't just pay LHA for anyone they run checks against fraud. The actual tenant then had to continue to pay the rent for her until the end of the fixed term when he realised that he couldn't afford to continue to pay her rent and it resolved itself.

The council has no responsibility towards someone who is not a tenant. Otherwise people could move in with anyone kick them out and then go to the council to be rehoused.

The only way your ex girlfriend's plan is going to work is if you continue to pay her rent and utility bills which by not taking any action you appear to be happy to do. The only way she can get rehoused is if she goes back to Leeds. The local council does not have to help her in any way.

When you get a CCJ it appears on any credit check. So it will appear on any check for rental accommodation and you will fail the checks making it difficult for you to rent anywhere else. It will appear on credit for buying cars, taking out credit cards, anything where you might need a loan you will fail the credit checks. This is why landlords get them. They mess up people's lives for years and years.

Out,_Vile_Jelly

OP, you seem to care more about your conniving ex than your long-suffering parents. They are the ones who are going to bear the brunt of your bad decisions; who have to have an adult son living at home for years because a CCJ makes private renting near-impossible, and who may have to deal with the very nasty prospect of baillifs banging on the door.

Man up for their sake.

gettingtheresometime

Out,_Vile_Jelly wrote: »

OP, you seem to care more about your conniving ex than your long-suffering parents. They are the ones who are going to bear the brunt of your bad decisions; who have to have an adult son living at home for years because a CCJ makes private renting near-impossible, and who may have to deal with the very nasty prospect of baillifs banging on the door.

Man up for their sake.

I was actually going to ask what his parents thought of the whole situation.


I only ask because if MY son came home in the OP's circumstances and stuck his head in the sand as the OP seems to be doing I would be going ballistic at him.


OP, on the basis that this is real, I've never wanted to shake someone I'm unlike to meet so badly.

hign10pines

Slinky wrote: »

I'm wondering how long it will be before the OP moves onto the drive in a caravan and starts looking for somewhere to bury his great Dane........


Bag for life anyone?

I'm waiting for the 'oh yeah she's carrying my child...'

Slinky

Slithery wrote: »

Don't worry, that's not what Slinky was getting at at all. They were just referring to a couple of other previous threads on this board that have gone on for hundreds of posts without the OP taking any of our advice.

Just an in joke with no offence meant

https://forums.moneysavingexpert.com/discussion/2636903

https://forums.moneysavingexpert.com/discussion/2943078

Strangely the caravan story also featured some people called Jones.....

Ms_Chocaholic

hign10pines wrote: »

I'm waiting for the 'oh yeah she's carrying my child...'

Yes that's something I've been thinking too.

Wonder what his parents think of this situation and him bringing her down from Leeds.

Slinky

hign10pines wrote: »

I'm waiting for the 'oh yeah she's carrying my child...'

Funny I was also wondering when that might occur also......