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Earthgirl's Final Battle

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  • Just catching up, so sorry to hear about your FIL. I thought the getting each family member to pick something nice to do afterwards was a lovely idea.

    So pleased to hear your break to London/Windsor was a good one. Look forward to hearing about your next trip.

    You have so much going on, take care of yourself. And if your routines stop serving you, take a break from them. I hope you have a good break over Christmas. X
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you have a good weekend EG
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Thanks for all the lovely replies. Museummum nice to hear from you! Karma I am totally on your wave length - I bought a bottle of non alcoholic fizz for last night just incase I was tempted - and I wasn't :)

    Unfortunately I had to take strong painkillers for my back pain last night, but I will try with just normal painkillers tonight.

    I'm feeling a bit concerned about OH. He says he feels worthless (as his business isn't bringing in any money) and he is quite grumpy and doesn't want to book things or look forward to things. He can't seem to find the energy to do things. I think he might be a bit depressed :(

    I will talk to him about it and go through the figures/budgets with him. I see that we can afford to live without his wage but it doesn't make him feel better.

    It is definitely having a knock on effect on us all and I was feeling a bit mopey today. I think instead I'll have to be much stronger to get us all through this, and if I don't feel strong or energetic I'll have to just fake it.

    We have bnb guests at the moment, so thats an extra £60 in.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I know you're trying to make everyone else feel better/happier but remember you need to take time for you too

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Also remember your DH has just lost his dad too.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hope your back has improved - back pain is so debilitating!

    It does sound like your OH might be struggling at the moment, and it's entirely understandable. Does he not want to give up on the business (which I completely understand)? Is there a way to find more work for it? Appreciate that this time of year is not the best to be looking for it.

    Agree with Wannabe - make sure you look after yourself - plastering a smile on your face might not always be the answer. Take care!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    edited 10 December 2018 at 7:07PM
    Thanks wannabe and beanie, I think I will just have to go with what he wants for a while to keep things as cheery as possible.

    Just had my dad to visit and it was good. Spent nothing on activities we just did our normal free things. Trying to teach the kids swimming indoors over a foot stool at the moment - this may sound ridiculous but I need the to practice the rhythm of breathing and its going quite well. DS2's skin is sore at the moment and Chlorine seems to aggravate it.

    Spent £70 on taking my dad out for a meal for his birthday, brought MIL as well as trying to invite her to things too.


    OH wants to have some friends on New Years eve and to stay for a few days so that will be nice and I will be able to do it quite cheaply I think. I will use this Christmas holiday as a time to work on my goals - spend time with family and friends, get some exercise and eat healthily (most days). We will have a frugal, simple Christmas holiday.


    I have got a few extra shifts at the lunch club, I will try to get some other income too, I'll set up some play dates and do some other free activities with the kids.

    This week:
    Get caught up at work.
    Keep up with cleaning rota
    Continue healthy eating then introduce more exercise when back is better
    Think of Cheap meals for having friends to stay for a few days
    Free/ cheap activities for entertaining the children (should be fairly easy with their new toys, but getting out is good too).
    Ways to save money
    Ways to save money at Xmas particularly
    Ways to make more money - I will do a CV with/for OH, or broach the subject with him anyway.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Yey - back is better and no painkillers last night. No alcohol either, I think I've cracked that although I still want a glass now and again, so having the non alcoholic alternative there for a while will help. My eating hasn't been great, so whilst my back rests I'll just aim to get my 10k steps in every day and watch my diet.

    This week:
    Get caught up at work. - getting there
    Keep up with cleaning rota - not totally abandoned :)
    Continue healthy eating then introduce more exercise when back is better - Will do more.
    Think of Cheap meals for having friends to stay for a few days
    Free/ cheap activities for entertaining the children (should be fairly easy with their new toys, but getting out is good too).
    Ways to save money
    Ways to save money at Xmas particularly - will read martins guide
    Ways to make more money - I will do a CV with/for OH, or broach the subject with him anyway.

    I found a job for OH to apply for that seemed to meet his criteria but he doesn't want to apply because it's a contract and he wants casual work :( Frustrating me a bit, but I just have to smile and agree I guess.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    edited 12 December 2018 at 8:51PM
    Feel very close to tears. Two fairly close family members have very sudden and serious health problems. They both have a chance to survive so we have to focus on that.

    My money situation has worsened to the tune of £5000. I'm incredibly sad about this but it is our travel money, not our money for food etc. It was our money for wants, not needs.

    I need to do a budget and show this to OH. WE need to save more and bring in more. I can't do it on my own - good job I have this place :)

    Edit - doing the sums, it's not too bad as I have overpaid the mortgage every month by direct debit and hadn't taken this into account.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • So sorry to hear about your family members, I hope their situations improve x

    With regards to the money, please take some perspective on this, there is only so much you can do to bring in extra - don't end up making yourself ill by trying to do everything xx
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
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