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Consumerist

polymaff said:

I can't see any change in the relevant text in the current:

https://www.halifax.co.uk/bankaccounts/reward-extras/

From https://www.halifax.co.uk/bankaccounts/reward-extras/ under the FAQ section

[Quote]

What kind of spending counts towards the offer ?

There are a few payments which don’t count for Reward Extras offers:

• When you take cash out of a cash machine, branch or Post Office counter.
• When you make a money transfer to another account.

Any payments being queried or disputed won't count towards the £500 or £5,000. And we’ll only count payments that leave your account by the last day of the month.

But all purchases on your card count. This includes purchases you make online, in-store and abroad.
You can also use digital wallets, like Apple Pay, Google Pay or similar schemes, as long as they’re linked to your registered debit card.

[/Quote]

It seems to me that they have added a bit to plug the loophole.

soulsaver

No need to use a 2nd thread to discuss what has already been covered (several times) in another, is there? 

https://forums.moneysavingexpert.com/discussion/6113322/halifax-reward-account-changing-to-3-charge-with-lifestyle-rewards#latest

polymaff

Consumerist said:

polymaff said:

I can't see any change in the relevant text in the current:

https://www.halifax.co.uk/bankaccounts/reward-extras/

From https://www.halifax.co.uk/bankaccounts/reward-extras/ under the FAQ section

[Quote]

What kind of spending counts towards the offer ?

There are a few payments which don’t count for Reward Extras offers:

• When you take cash out of a cash machine, branch or Post Office counter.
• When you make a money transfer to another account.

Any payments being queried or disputed won't count towards the £500 or £5,000. And we’ll only count payments that leave your account by the last day of the month.

But all purchases on your card count. This includes purchases you make online, in-store and abroad.
You can also use digital wallets, like Apple Pay, Google Pay or similar schemes, as long as they’re linked to your registered debit card.

[/Quote]

It seems to me that they have added a bit to plug the loophole.

That hasn't changed. Look at the two links I posted.

soulsaver

soulsaver said:

No need to use a 2nd thread to discuss what has already been covered (several times) in another, is there? 

https://forums.moneysavingexpert.com/discussion/6113322/halifax-reward-account-changing-to-3-charge-with-lifestyle-rewards#latest

Is there?

Consumerist

polymaff said:

That hasn't changed. Look at the two links I posted.

What do they mean by a money transfer to another account, then?

gt94sss2

Consumerist said:

polymaff said:

That hasn't changed. Look at the two links I posted.

What do they mean by a money transfer to another account, then?

A faster payment 

Consumerist

gt94sss2 said:

Consumerist said:

What do they mean by a money transfer to another account, then?

A faster payment 

But that doesn't need a debit card.

Eco_Miser

Consumerist said:

polymaff said:

That hasn't changed. Look at the two links I posted.

What do they mean by a money transfer to another account, then?

it's a term used with credit cards for moving money to a current account, which I suspect has been copied from a list of exclusions on a credit card offer.

Consumerist

Eco_Miser said:

Consumerist said:

What do they mean by a money transfer to another account, then?

it's a term used with credit cards for moving money to a current account, which I suspect has been copied from a list of exclusions on a credit card offer.

Ah, ha! Now, that makes some sense. Thanks.

It did seem a bit devious to include such an exception in an FAQ but not to include it in Ts&Cs.

Such is the nature of our trust in banks, these days.

StrawberrySuze

I've just had notification from Santander that the monthly fee for the 123 Lite account is going up from £1 to £2 and some of the cashback rates are being reduced from September. Call me cynical but do you think this has something to do with them being recommended so much on here....