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Missing cash back on TSB credit card

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It always annoys me a bit that any final amounts on your monthly statement are not included in the cash back! This month again spent overall £650 and got £3.88 cash back. Just because a large chunk of that appeared right at the end. With the TSB promotion finishing in July are their any other good cash back deals or just with American Express.

Comments

  • A4445
    A4445 Posts: 1,103 Forumite
    I use either ASDA cashback or Natwest Reward. I used to use Nationwide Select but they cut the cashback to 0.25% so it's not worth using anymore!
  • Inner_Zone
    Inner_Zone Posts: 2,856 Forumite
    Part of the Furniture Combo Breaker
    On my TSB CC account cash back is only paid on the first £500 spend per calender month not by by statement dates. Is your differant?
    So I spend upto £500 plus a few pennies then use a Barclaycard Visa for the rest of the month it pay's 0.5% with no limit and by statement dates.
    I also have an Asda CC Mastercard for use mainly in Asda paying 1% in Asda vouchers, 0.5% used elsewhere.
  • molerat
    molerat Posts: 34,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I spent £506 and got £5. I just make sure it is all spent before the last few days of the month so there is little chance of it being carried over.
  • mad_cash_cow
    mad_cash_cow Posts: 69 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 9 February 2018 at 11:48PM
    I've just been caught out by this TSB Advance card with the 1% cashback. That came through fine, but after 3 months it starts charging interest, even if you pay the full balance off before the due date. I'm probably going to close it a th interest last month exceeded the cashback, unless I've just picked the wrong version of the card and can try to get them to move me?
    The cow is of the bovine ilk,
    One end is moo, the other milk.
  • Dobbibill
    Dobbibill Posts: 4,191 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    The summary box is where you find the information about any interest free period.

    For the Advance it says
    There is no interest-free period on any transaction.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • EarthBoy
    EarthBoy Posts: 3,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've just been caught out by this TSB Advance card with the 1% cashback. That came through fine, but after 3 months it starts charging interest, even if you pay the full balance off before the due date.

    The Advance card is intended for people who don't pay off the full balance every month. The interest rate is lower than on most other credit cards, so if you pay interest this is a good card for you. It's no good for anybody who always clears the full balance.
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