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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow!  I'm very lucky that they did it on the say-so of a phone call, without **any** security questions.  They phoned me, but that doesn't stop our banks going through a million security questions.  This particular bank in France also went paperless during the pandemic - they asked me, and I was willing but they did toot on about charging for paper copies if the French tax authorities wanted to audit.  So I said no, but in the pandemic they did it anyway.  I'm glad, in all honesty.

    Anyway.  My kitchen table is now clean, and I'm starting to stash things for the weekend away - can't do it upstairs as usual because I don't trust my knee when I'm carrying a case downstairs.  The other things on yesterday's to-do list that didn't get done was to set up a "lightbox" - ie tape some reflective material behind my seedlings, to give them extra light.  Plus downloading statements, and backing up part of the laptop.  

    So, the rest:
    - put my fuel usage figures into my provider's website.
    - make sure I've got all the information I need for Kent.
    - put my porridge mix together (oats, linseed, pumpkin, ashwagandha, turmeric, raisins), I'm not taking all of it separately 🤣
    - bit of cleaning.  Ahem, it's been left.  I'll say no more 🤐
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    It always makes me super wary when banks ring you and then they start asking security questions. I understand why, but do they not appreciate that we're all told not to answer them when someone rings us?! (I've only had this happen a couple of times when they've put a stop on a transfer in case of fraud).

    When are you off?
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    themadvix said:
    It always makes me super wary when banks ring you and then they start asking security questions. I understand why, but do they not appreciate that we're all told not to answer them when someone rings us?! (I've only had this happen a couple of times when they've put a stop on a transfer in case of fraud).
    It's mad, isn't it! And one bank I have use a random mobile number that you have to send yes or no to within 30 minutes of making a big request, otherwise they won't do what you want.  I complained, the first time it happened, and nowadays they actually send a normal text alert saying you'll soon get a message from a random number.  Very peculiar.

    When are you off?
    Friday!  I can't wait!  Can you tell? :* The schedule is humongous 🤣  and because its comparatively close we're doing stuff on the way too, eg the only church in the world with all its windows designed by Marc Chagall Capel United Church : Chagall Windows (tudeley.org)
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Wow, that's cool -  I'll make a note of that, would be good to visit if down that way.

    I don't blame you for being excited - I would be too! Could do with a break, but this weekend we are celebrating MIL's 70th. For which I said I'd do some decorations.... which I'm now regretting slightly! 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oof, I hope that's enjoyable too.  Though, doing the decorations ... that's quite a volunteer, you're very good to offer that.

    I'm very distracted at the moment - I've been watching Celebrity Hunted on catchup 🤣 which I'm sure Marc Chagall wouldn't have watched 🤣 I can't go into the hall because I've laid some Raid down there, and I don't really want to go into the back garden because the poor lonely dog next door will hear me and think someone's coming to see him, and set up another round of barking.  The only thing I have easy access to, is something really boring like cleaning the bathroom 🙄  It has to be done, I suppose.  Well, of course it does!  Excuse me, I'm rabbiting in avoidance of it.
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I hadn't updated my declarations to my utility company for about 7 weeks ... bother!  It means the information is less specific, of course, and these days, the more specific the better.  Anyway, by chance, the DD is due to come out today, and once it does, I'll be in credit again ... by £3 😂 so I'm more or less a month behind, which isn't bad for April, after a winter in which there were two snowstorms round here.  I packed on quite a few layers, but still needed the heat on.  It's what money's for, and the subsidy went directly into my bank account, of course.
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a great attitude to have - absolutely no point having uncomfortable feet if you can do something about it!
  • rtandon27
    rtandon27 Posts: 5,714 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Aww - so great to hear the shoe shopping is done!! - also amazed with your petrol non-spendiness!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Watty1
    Watty1 Posts: 6,860 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad you saw the Chagall windows. They are stunning I think.   Used to live near Ightam Mote so a fav spot for me!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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