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Aw, he's gorgeous 🥰🥰2
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What a wee cutie pie.
Hope he enjoys being brushed.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
He’s beautiful 😻Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
What a cutie.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2002
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Lovely! Is that a Harry Potter themed blanket?2
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beanielou said:What a wee cutie pie.
Hope he enjoys being brushed.that'll do. I haven't tried it yet, I must say
Ramouth said:Lovely! Is that a Harry Potter themed blanket?
He's been fine overnight, though he won't sleep on the same floor as me. It's a bit nippy having the hall door open all the time, but he's more comfortable that way, I can hack that.
2023: the year I get to buy a car1 -
About £1 won on the baby Happy Wheel over recent days, a 25 point YG (they've forgiven me for sending a complaint email
), dividends and French money inserted into self assessment form. Two issues:
- my short-lived Virgin account, it had £3600 in it, and I can only trace the return of £3k when I closed it. I'm writing that from memory, I'd better look at it again.
- the "entitlement" amount of the State Pension - not the "actual" amount - I've just rung the recommended number, spoke to a Lancashire lassshe can get the info out to me by letter, but it takes 28 working days **faints**. I'm going to have to work it out myself, I have a basic thingy that isn't good enough, and I have a note to look at badmemory's post of 7th December on this. Life, eh?
2023: the year I get to buy a car2 -
We have accepted that sleeping with all the doors open in the house leads to better sleep than closing them and having to listen to a cat who’s world has ended because they can’t get through a door. They are very good at finding just the right meow to pull at your heart strings!2
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badmemory said:Just the total. It is relatively easy to work out if it should be 1+51 or 52. If say your payday is a Wednesday. You will get a letter telling you that from a certain date say 10th you will get the increased rate. Then if any day from the 6th to the 9th is a wed then it is 1+51.I've got my cards out - does that count as a win? I am always late even if I start early. I have to do them at a reasonable time this year as I have some old type 2nd class stamps to use which are not worth sending off but I would hate to waste.
In 2020/21, I received £700.80 every 4 weeks. I received this amount on Monday 6 April 2021, the start of the new tax year. So that was *four* weeks at the old rate.
On Tuesday 4 May 2021, I received £714, neither the old rate *or* the new rate. Barstewards.
On Tuesday 1st June 2021, I received £718.40, which they'd told me back in February 2021 would be my new rate. I've had that every 4 weeks since then.
You know what, scrub this: they're not interested in reality at all, it's about entitlement: my pension letter mentions 12 April as the date of my increase in entitlement, so it's 1 week at the old rate, and 51 weeks at the new.
1 week old rate: 700.80/4 = 175.20
51 weeks new rate: 718.4/4 x 51 = 9159.60
Total: £9334.80
For my reference only: Total is £9334.80 which is the second figure I listed in my working-out post of 6 December. 🙄 In future, I'll send for this BR275 letter, and they can do the work.
2023: the year I get to buy a car2 -
Well I've not come across that before. That is 2 weeks at the old rate & 50 at the new. But if your raise entitlement date was 12th April then the payment at the beginning of May should have been all 4 weeks.I went & checked the dates. That Monday was 5th April & was Easter Monday & you should have received it on the Thursday before & the May one should have been received on the Friday. I think your bank is holding up payments. Can you check that your NI no ends in 00 to 19 which will tell you if your pay day really is Monday.I know I am sounding a bit petty about this but if your bank is holding up payments you should know about it.2
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