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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good Lord!  Just logged on to my UK bank to check about getting money to the UK from France, and I also checked the interest rate on my big Regular Saver there - it's 0.49% p.a.!  Bleep!  Bleep!  Right, I need to get the French money, and then I'll be seeing to that Regular Saver, good heavens.
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,537 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the ISA.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, I had a terrible sleep last night - so bad it was what we used to call segmented - a two hour gap in the middle where I just wasn't tired.  So I didn't wake up till 9am  :o and didn't get downstairs till a lot later.  So now, my Asda order is due any time from 12.15, and I've done *nothing* - the porch is still covered in yesterday's Boots/Amazon deliveries, plus post I haven't dealt with.  Plus the two small fans my sister lent me when I had covid over the heatwave.  So dealing with that lot is what I'm going to be doing today, the finance admin has to take a raincheck.
    2023: the year I get to buy a car
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How did it go? And bleep bleep indeed to that interest rate.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not bad thanks Al - I managed to get quite a bit more recycling out of the door, from freshly opened post  :# plus the Boots/Amazon packaging.  Asda driver was good, kept his distance and took the 3 trays left over from last time - the previous driver left them here once he heard I had covid  :D 

    I've now cleaned and put away all the frozen and chilled food, I might do a little bit more but I want a walk to stretch my legs: I've been hanging about the phone, hadn't heard from my ill sister; now I know she's okay, I need to just walk around the block.  And put the dishwasher on, surprise surprise  :D 
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Little bits of jobs done in the last few days:

    - sister received the otc meds I sent her, and I've received the stamps I bought so I don't have to scratch around for stamps for 18 months or so :) 

    - *all* the post is now opened - Leeds obviously haven't read my email, are still trying to get me to spend time and money proving I am who I say I am.  On their head be it.

    - booked 4th jab for covid.  No mention of flu jab, so I guess that's done separately.

    - Happy Wheel, mini-version, ongoing - I've got a free bet on tonight, I've lost the previous four  :D so we'll see what this one does.

    - even more recycling out of the house, I'm happy with that.

    - started on the garden, actually the front yard, lopping the neighbour's hedge, its about two feet onto my side of the boundary.  I can do it without bending down, so it's a win.

    - confession that I'm not happy about: I ordered a white thick sliced from Asda, and I've had 3 portions (of 2 slices a go).  My stomach objects slightly, but my taste buds think I've died and gone to heaven.

    - managed to speak to bro briefly, like me he's keeping a weather eye on the news of the queen just so he knows what's going on.  

    - been watching iplayer the last few days - I never watched the "Strike" set of mini-series, the ones that JK Rowling wrote under a pseudonym.  They're good :) I'm enjoying them.  Even just watching 10 minutes every now and then.

    - friend from Brixton will be getting the train through my town and wants to stop off - I'd love it, but I'm having even more difficulty than usual making social decisions: stopping off on outward/return journey, accompanying her, which day, which month - for me, it's a big deal to walk to the station, let alone go anywhere when I get there.  Sigh ... 

    That's it, really - though I have a fair bit of September finance admin still to do.  Have a good evening all :) 
    2023: the year I get to buy a car
  • badmemory
    badmemory Posts: 9,607 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I've booked my next covid too but when I read about flu it said not available until November, which seems very late,
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    More (a few more) little bits achieved:

    - I've passed up on the chance to meet my Brixton friend, because I walked to the station yesterday (which was fine) but met my neighbour back at my house, and I felt **terrible** after talking for 10 minutes.  It wouldn't work to have someone get on a train to meet me :( not yet.

    - tidying and clearing, *all* the shopping is now clean, which is rare for only 3 days after the delivery.  And I bought replacement tins for all the ones I used when I was ill, and only two of them are dented.  Result.  Proper bathroom cleaning was also accomplished.  Another result!

    - I got everything together for my trip to my bank to change over old banknotes - there are ways to do it after 30th September, but I don't want to rely on them.  

    - washing machine is on.

    No gardening work was done yesterday, so I'll try to do a little bit of that.  I've been eyeing my genealogical "book chapters" recently, might give some of that a go, just to get back into the swing of it.
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've been playing the Happy Wheel (baby fashion) in the background, quite a few £1 bingo awards, I like them :) balance is now £22.74 :) 

    Started an order to Healthy Supplies - oh my, even the nuts and seeds take me over the £50 free delivery limit, let alone dried beans and whatnot.  Haven't sent it yet.

    I've been trying to send over some of the French money to England - using transferwise/now called wise.  They do it differently now!  So I've enabled OTP, but I now have to open a euro account with them - they're legit, I used them for years, and they won't be holding the money for long, but the ID requirements emails were quite slow, so I've got an approval, and I've also got a "pending" - so I've shut it down for now.  I was going to just send E1000 back, not the full E5000 that I want, but bless them they're of the same mind - for the transaction to open the account, they just want E20.  I like that :) 

    However, I need a walk in the sun more than I need those euros.  So that's what I'm going to do.
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Okay, had my walk in the sun, tried to walk a bit faster, and I'm now working on the last machine loads left over from the cruise.

    Wise.com have followed up on the successful ID thing, and let the unfinished one fade into the background.  I want to fund it by paying directly from my French bank account, which is perfectly possible, so I went over to that French bank account.

    Not possible at the moment  :D they want my mobile number, but I can't add it to my account details myself, I have to contact my registered contact at the bank in writing.  Sigh ... so I've sent a message via secure messaging, we'll see what happens.  To be fair, they're usually very quick replying, but really ... no, after the insanities of the few financial organisations I've dealt with in this country in the last few months, I'm not going to moan about my French bank  :D 

    My current options are:
    - tidy up upstairs so I can reclaim the kitchen and put things upstairs before I put them away, or
    - tidy the garden and recycling work that I did yesterday, after watching the funeral.  

    What I really want to do is some more of the genealogy work, of course - that's going well, I finished the biography of my 3 x great grandfather born in Bolton in 1790.  Though there's a chance that a huge gap in the information is him off on global travels as a sort of merchant adventurer: not impossible in early 19th century Liverpool :) they were called "supercargoes".
    2023: the year I get to buy a car
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