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Travelling On
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I say, I like the idea of a maturity fit
I only heard it after I moved right down south, it just seems to fit, sometimes.
Late start today! Two phone calls, good heavens, and Stacy Dooley's DNA programme.
I'd like to say I've no idea what I'm doing today, but sadly that's not trueit's about tidying upstairs, moving soil in the garden, and following up financial work by opening the post - Virgin have emailed me a reminder that they sent me a letter to sort out security issues. Got to do that, I don't want to waste the effort I've already made. But I still have to have my 20 minutes on here
2023: the year I get to buy a car3 -
Made a bit of a mistake with my current account: you have to put £1500 a month in, and because of the shenanigans with changing the account I use for that, I haven't put anything in, except my pension and I've just put the remainder of the principality cash in too. I could walk down to the actual cash machine and throw some emergency cash (literally, cash!) at it, but I'm going to phone them in a bit, and unless there's a catastrophe in the making, I won't bother with that. Just shows, though.
I also did a revamp of the Net Worth calculation, and even though my Sterling equivalent for the money in my French current account has gone down because of currency fluctuation, the amount I'm down since January, including spending in this country, is only £560. Very pleased with that.2023: the year I get to buy a car3 -
When I skim read your post, I thought that your total net worth was going to be £560!
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3 -
That's not something I'd be pleased with!
Sad to see it's raining fairly heavily outside, I don't think much garden work is on the cards today. Met Office says it should be much less by 3, but ... we'll see. First afternoon job is to phone the bank and check the Reward Account details. And I've not touched the office yet, though I *have* opened all the post, so I can do the Virgin account as well, actually.2023: the year I get to buy a car3 -
Hope your sort the bank out! And pay to it raining. I'm very inspired by your small and consistent gardening exploits!4
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Hi KC - I'm loving your March list, including the c/o bits from February! - I attempted a quick calculation on your completed items & it seems that you did or partially did 33% of the list! I'd say that was a win given the bleakness of last month!
It's raining here as well today, a consistent drizzle that is not fun to go out in! I did get in a quick 15 minutes of gardening over my lunch break, 'topping up' some outdoor plant pots with 'spent' mulch that I had started some seedlings in last autumn. TBH, the seedlings did not amount to much as they became waterlogged, but lesson learned & I now have some self-watering mini windowsill green houses to try again this weekend & see if I can add some perpetual greens to the herb bed 4-6 weeks from now!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)Psst...I may have started a diary!2 -
Thanks Cheery! Yep, I didn't get to do any today, the rain *did* keep on all day, increasingly heavily actually, but I'm happy with how it's going.
The banking was interesting: managed to open the Virgin account, with many, many numerical security checks (texts, the letter they sent, details I already had, all sorts). Don't know if I've accidentally changed my password for the existing isa as well, we'll see. But they're sending me the bumph that I need to activate the account fully, so I still have to wait.
The NatWest was even more technical ... I wanted to know how they calculated what month I needed to deposit funds: is it the monthly anniversary of when I opened the account, or is it the calendar month? Turns out it's the calendar month, which makes sense. Plus how *much* do I need to deposit? Turns out it's £1250 per month. That's fine - I just checked, February is fine because the ISA money had to be siphoned through, so March is all I need to work on. I've already been faffing with emptying out an unwanted account, plus state pension of £700 will be turning up soon, so just £300 left to work on. Very good! And they don't really mind if you miss the odd month, as long as it's not a habit. That's been at the back of my mind for a long time, so I'm very happy to sort that.2023: the year I get to buy a car5 -
Weather = cold, wet and meh. Painting today thenSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
So very cold! I came back to my desk to work rather than do a bit of lunchtime gardening ☹4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)Psst...I may have started a diary!3
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Good afternoon
I haven't done anything terribly physical today yet, I confess. I like doing it in the afternoons better. So I've dishwashed, machine washed, sorted out the very last keys to faff about with, spent some time making sure all the financial documents I'd scanned were in the right folders, then did the first level of the backing up, onto flash drives. Not all of it, just some that's really important - financial information, genealogy, pictures, that sort of thing.
When I do the gardening, I'll start the main backup, on the new external hard disc drive. The gardening is going to be shifting soil so I can do the last protecting-the-fence shenanigans. It may be that when I was doing that first stage backup, I didn't move away from the computer, instead I just read a book on my kindle app **whistles innocently**2023: the year I get to buy a car4
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