Travelling On

Cheery_Daff

Well done! How is your premium bonds confirmation coming KC? I was mindful of what you'd said, and ended up buying £100 with my debit card - it showed up straight away online though, so I just transferred the rest the same day. But that was after I'd faffed around changing address etc so I could log in online. Didn't dare transfer it straight from the bank in case I accidentally sent it to the wrong person! 😮😂

Karmacat

apple_muncher said:

Sneaking that % up, eh?

Yep 14.78% and I've been tiddling with the paving stones, previously unknown brambles, etc.  

Karmacat

Cheery_Daff said:

Well done! How is your premium bonds confirmation coming KC? I was mindful of what you'd said, and ended up buying £100 with my debit card - it showed up straight away online though, so I just transferred the rest the same day. But that was after I'd faffed around changing address etc so I could log in online. Didn't dare transfer it straight from the bank in case I accidentally sent it to the wrong person! 😮😂

Ooh, with the debit card!  My debit card is the one that I've struggled with, I didn't want to do it that way.  With the transfer from the bank, I was very cautious, I usually transfer either £1 or £5 to get a firm onto my list of approved payees.  With premium bonds, I had to do £25, so I was extra-extra-careful, but once I knew it worked, I kept sending £1500 and waiting a couple of days for confirmation - so I now have £10,200 in there.  The £200 is what I've had in there for 20 years, I didn't want it to get swallowed up in all these manoeuvres.  I *may* put more in, but my aim in doing this was £10k, so I'll stick there for now.

OMG, I'm lucky!  Came in from the garden maybe 30 minutes ago, blue sky, and now there's a cloudburst!  The rest of the country has really been suffering, I can't complain.

Cheery_Daff

Sounds sensible! My first hundred quid went through fine - I confess I was expecting a call from the fraud department when I transferred the rest (more thank your £10k, in one go 😮 ) but nope! I guess they recognize buying premium bonds as a legitimate thing?? 

Well done on avoiding the cloud burst! Wet here, but none of the anticipated snow yet...

badmemory

After the first time I have been transferring to NS & I from NS & I. Not from my originating account.

apple_muncher

Karmacat said:

apple_muncher said:

Sneaking that % up, eh?

Yep 14.78% and I've been tiddling with the paving stones, previously unknown brambles, etc.  

Fiddling with paving stones, huh? You are livin' la vida loca!

ETA tiddling, not fiddling. Pesky auto correct....

shangaijimmy

On the PB front. I've found the quickest approach for me has been to open a NS&I direct saver with them and set up a bank transfer from my current account. The following day the cash is there and I buy direct from the NS&I direct saver which happens the same day. Admittedly my chunks have only been £250 at a time, so less pressure!!!

Karmacat

Cheery_Daff said:

Sounds sensible! My first hundred quid went through fine - I confess I was expecting a call from the fraud department when I transferred the rest (more thank your £10k, in one go 😮 ) but nope! I guess they recognize buying premium bonds as a legitimate thing?? 

Oh that's good - I still had to go through the confirmatory thing that NatWest have now, but the answer they gave was "close enough" which NS&I said they'd do.  A bit crazy for a security system, but it worked, hey ho.

shangaijimmy said:

On the PB front. I've found the quickest approach for me has been to open a NS&I direct saver with them and set up a bank transfer from my current account. The following day the cash is there and I buy direct from the NS&I direct saver which happens the same day. Admittedly my chunks have only been £250 at a time, so less pressure!!!

Thanks for that Jimmy.  And £250 is still a lot to lose!  For my own needs, that would be too slow - I'm buying the bonds from capital, being a Retired Person now 
badmemory said:

After the first time I have been transferring to NS & I from NS & I. Not from my originating account.

I hope it worked, badmemory - awful to lose these sums of money.

The order of these replies isn't the order I wrote them in, but I'm going to let it pass ... otherwise it will get completely screwed up **faints**

Karmacat

apple_muncher said:

Karmacat said:

apple_muncher said:

Sneaking that % up, eh?

Yep 14.78% and I've been tiddling with the paving stones, previously unknown brambles, etc.  

Fiddling with paving stones, huh? You are livin' la vida loca!

ETA tiddling, not fiddling. Pesky auto correct....

  Yep, gracias a la vida.

One paving stone left, and then the concrete posts.  Then pieces of a broken chimney pot I carted with me from my first house in the city by the sea: they're long and narrow, just right for slipping under the fence, and leaving plenty of spaces by the timber supports for hedgehogs to scuttle about.

Karmacat

Well, I may be joining the rest of the country under a blanket of snow soon.  We had tiny flakes here for at least an hour, and now we've had an hour or so of much bigger flakes.  Still not sticking (except on some north facing ivy I can see across the road).  No work outside for me today, unless it's gathering dead twigs and branches all over the garden to put in the green bin.  But I made a decent showing yesterday on that, so I may not even do that.  There's a *lot* of people outside taking their exercise though ... dedicated, this lot.