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  • Good going KC
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks both :) I'm really, really physically tired today :( so I still won't be finishing off the paving stone malarkey, which makes me a bit sad ... but talk about "high intensity exercise", it's a bit too intense when I'm not on top form.  So I'll put that off till next week.

    Today, it's the lightweight stuff (literally :smiley: ) there are two more premium bond transfers till I get to £10k in there, and I can do one of those today.  That draft email in French really needs doing.  Oil on the belt.  Self care with cleanser and vitamins.  The only physical work is getting all the recycling out to the bin to be collected tomorrow.

    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Note to self, on Ratesetter
    Ratesetter are liquidating their investors (not killing them  >:) they're giving everyone their money back) because they've been bought by Metro Bank.  Sort of good news - they're not going bust, the money I have in there is still mine!  But the liquidation (snigger) is happening in April, in the tax year when I've already got to be quite careful about interest earned.  So when I'm a bit further forward with my current to-do list, I'm definitely going to request an early liquidation :)   And I'm liquidating myself now, off to beddie byes.
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,398 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a happy toddle to bedfordshire  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks beanie, I slept well.

    The Ratesetter note to myself was a prime example of how you need to take things one step at a time, especially when you're tired: it doesn't matter when I withdraw it, because I've been declaring it every year as required - it doesn't matter where it is, of course it doesn't  :smiley:

    Feeling a bit better today - I actually moved the last paving stone from the front to the back garden - hoped I'd smash it, literally, which would double the amount of fencing that would be protected :) but it didn't smash :)  And then I walked round the block, hurray.  I'll probably be a little bit careful with the rest of the day - tidying, self care, that sort of thing.  And I haven't been on here yet today :) 
    2023: the year I get to buy a car
  • rtandon27
    rtandon27 Posts: 5,608 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Resting is as important as 'doing the thing'!  Enjoy your Friday afternoon & may it be an easy & slow-paced one :smiley:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks again, RT :)  I confess, I used my trolley to bring the remaining paving stone into the back garden.  And then I threw it down, forcibly, and hit it with a hammer, lots  :D the aim was to get more coverage of the fence, and I got it, although it broke in a completely different way than I thought it would, at a 90 degree angle, v odd.  Did a bit more digging (10 minutes?) in the recipient spot, and I've left it now, to let the worms run away from the heavy weight that will descend on them tomorrow :)   I haven't done anything else, not even stacked the dishwasher.

    There's another note to self coming up: my broadband and home phone has shot up from £32 to £44.  Unacceptable.  And I have 600 minutes of calls with my mobile provider (that contract runs out on 27th of this month, though, so anything might happen).  Check with the mobile provider who I'm allowed to call with those 600 minutes: other mobiles?  Firms?  Government departments?  I don't know.    But once I know that, get in touch wtih broadband/ phone provider and haggle.  
    2023: the year I get to buy a car
  • apple_muncher
    apple_muncher Posts: 15,231 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done you, getting those slabs moved and broken up and in place.
    Now to hunker down and keep snug and warm x
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 6 February 2021 at 1:39PM
    You're right, apple - I didn't get up till 8.15, magnificent :) and about 10 minutes faffing in the kitchen is the limit of what I've done.  After lunch, a bit more in the house, and emplacing that paving stone, that'll be good.

    Oh, YG and pinecone surveys done too.  

    ETA - confirmation of latest premium bond move.  So I sent another £1k over, that's it, the £10k transferred.  Woo hoo :)  A tick on both Feb and Big Lists, I think, I'll check.
    2023: the year I get to buy a car
  • apple_muncher
    apple_muncher Posts: 15,231 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Sneaking that % up, eh?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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