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Enjoy the weekendI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Karmacat said:For now: I've bought another wodge of premium bonds,
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Good evening all
RT, I actually ended up doing a bit more navvying - digging up shallow rooted weeds, and I brought two paving pieces through to the back from the front yard. Got one of them in place, which is great. Nice little space between the edge of one and the fencepost can be a hedgehog gate
Beanie, I *will* enjoy, thanks - I won't do "essentials", except maybe a *little* bit of gardening, but I'll prepare for some of the craft stuff, or maybe the genealogy - things that are on the Big List, but still fun.
Badmemory - exactly! I can remember the old certificates, which you could buy one by one, but I've no idea how many/few I hadI'll make it up to £10k, as this is re-allocating dosh from various sources.
Very tired - I *did* manage to put the dishwasher on, which always starts the next day well, but I know the scraps of patchwork material are still all over my bed. Not going up too late tonight.
Oh! And I remember what's available to me this weekend - putting away the English accounts I've just done, and getting rid of the 7 year old paperwork. Yay!2023: the year I get to buy a car4 -
rtandon27 said:Karmacat said:...even if its just to stare at what I've already doneI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £206
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Ooh, exciting to be able to get rid of paperwork! Am I right in thinking you have an incinerator?4
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Yay for the bulbs! Mine are a bit deformed this year in the back garden, because of the fencers - anything that was peeping out of the ground was basically trodden on
anything that had managed four inches or so was safe. They're all alive, though, so that's the main thing.
Cheery - yes, I doit's out in the garden at the mo, with very soggy branches in it, but I could certainly fire it up - lots of it can't be recycled, because of confidentiality, so instead of shredding it, I could burn it and put it on the garden. It will disappear to nothing, of course, and environmentally ... I don't know, it's probably not great. It will be fun! Is it worth paying the environmental cost for that? I don't know. This is the debate we all need to have about all our actions, I guess. I know I can use what's burned on the garden, so that's something.
2023: the year I get to buy a car5 -
Karmacat said:Chery - yes, I do
it's out in the garden at the mo, with very soggy branches in it, but I could certainly fire it up - lots of it can't be recycled, because of confidentiality, so instead of shredding it, I could burn it and put it on the garden. It will disappear to nothing, of course, and environmentally ... I don't know, it's probably not great. It will be fun! Is it worth paying the environmental cost for that? I don't know. This is the debate we all need to have about all our actions, I guess. I know I can use what's burned on the garden, so that's something.
Lightbulb moment and house renovation debt 01.01.19 18500, 01.01.20 £11450, 01.01.21 £4980, 19.07.21 nil.
"Courage doesn’t always roar, sometimes it’s the quiet voice at the end of the day whispering ‘I'll try again tomorrow'5 -
Yey to gardening and seeing things sprouting up! Spring is just around the corner!Save £20,000 in 2025. April 2k, May 3.5k4
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StrawberrySuze said:Karmacat said:Chery - yes, I do
it's out in the garden at the mo, with very soggy branches in it, but I could certainly fire it up - lots of it can't be recycled, because of confidentiality, so instead of shredding it, I could burn it and put it on the garden. It will disappear to nothing, of course, and environmentally ... I don't know, it's probably not great. It will be fun! Is it worth paying the environmental cost for that? I don't know. This is the debate we all need to have about all our actions, I guess. I know I can use what's burned on the garden, so that's something.
I was out there for about 45 mins this afternoon - honestly, I cleared underneath about three feet of the fence, max, and there was a whole bucket of roots, biiiiig roots. All gone nowthen I had a bit of a walk, so I could remember how to stand upright
2023: the year I get to buy a car4 -
@Karmacat - ink might not be the best thing for the garden in terms of the components - but I'm pretty sure the organic material being added makes it a net win 🤔 Pretty much in the realms of guesswork here!3
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