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  • This is not true - you do not need an active DD to receive a credit payment back from any one.

    Without exception, when I leave any company, I immediately cancel my Direct Debit.

    Credits have always been returned - without exception.
  • grumpycrab
    grumpycrab Posts: 5,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Bake Off Boss!
    I would urge readers not cancel your DD mandate until after the final bill has been settled
    What's your reasoning behind this please?
    If you put your general location in your Profile, somebody here may be able to come and help you.
  • grumpycrab wrote: »
    What's your reasoning behind this please?

    Presumably to allow prompt and efficient settlement of an account :)

    and to avoid wasting your time and effort doing things you don't need to.
  • ywlgy
    ywlgy Posts: 146 Forumite
    Fourth Anniversary 100 Posts
    Presumably to allow prompt and efficient settlement of an account :)

    and to avoid wasting your time and effort doing things you don't need to.
    only if you can trust the company does not take DD against your consent. UP is the first to do this to me among numerous companies which I have paid DD to, and apparently they do this to others as well. The trust is lost and who knows if they would take another DD after 1 month. I received the refund after that without problems.
  • phillw
    phillw Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 November 2019 at 9:26AM
    grumpycrab wrote: »
    What's your reasoning behind this please?

    Check if there is a clause in the T&C to say you have to maintain an active DD.
    Filing an indemnity claim will also cancel the DD.

    When I left outfox the market they told me that as long as my credit balance will cover the final bill then I should file a DD claim. Those little rascals had even increased my DD after I had switched away.
    ywlgy wrote: »
    only if you can trust the company does not take DD against your consent.

    The guarantee means you don't need to trust them. They have to give you notice they are taking the DD, so surely that means you consented?
    ywlgy wrote: »
    UP is the first to do this to me among numerous companies which I have paid DD to, and apparently they do this to others as well. The trust is lost and who knows if they would take another DD after 1 month. I received the refund after that without problems.

    Lots of companies do it. I suspect there is an element of them trying it on, but also to run with such slim margins means they won't have spent so much money on making sure processes are smooth. You should be aware of that when you sign up to the cheapest.

    Certainly you should be cancelling the DD after the final bill if you are in credit, so no chance they can take another month.

    I tend to leave things so that they can make a mistake, so I can complain.
  • boo_star
    boo_star Posts: 3,202 Forumite
    Part of the Furniture 1,000 Posts
    ywlgy wrote: »
    only if you can trust the company does not take DD against your consent. UP is the first to do this to me among numerous companies which I have paid DD to, and apparently they do this to others as well. The trust is lost and who knows if they would take another DD after 1 month. I received the refund after that without problems.

    When I moved I phoned them to inform them of my final meter readings and they set the DD amount to zero and nothing was claimed. Sounds like someone didn't follow the correct procedure rather than a general issue with UP.
  • ywlgy
    ywlgy Posts: 146 Forumite
    Fourth Anniversary 100 Posts
    boo_star wrote: »
    When I moved I phoned them to inform them of my final meter readings and they set the DD amount to zero and nothing was claimed. Sounds like someone didn't follow the correct procedure rather than a general issue with UP.
    I did the same as you and could see the DD was set to 0 in online account, but the DD was still taken the next month. Not a big deal. My experience with UP is generally postive except this little glitch.
  • Swipe
    Swipe Posts: 5,613 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 6 November 2019 at 12:36PM
    Well they have 24 hours to pay back my credit refund or they'll be £30 out of pocket. I somehow doubt it'll be paid in time as there's nothing pending in my banking app. I think I'll keep quiet if I don't automatically get my £30 compensation within 14 days and then wait another 14 days and claim the full £60 off them. I used to think they were OK but this whole switching away from them has put me off recommending them to anyone.
  • j4g3d
    j4g3d Posts: 88 Forumite
    My UP bill has increased from £71 to £95 for apparently "using more energy", But that is incorrect. I haven't contacted them yet about it, but each month my credit is accumulating due to paying too much. I do submit readings every month.

    Im in credit £225 now and only 7 months into the contract with them. How does one obtain this credit? do they release it to your bank if you ask? by cheque? or do they take it off your bills.
  • akh43
    akh43 Posts: 1,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    j4g3d wrote: »
    My UP bill has increased from £71 to £95 for apparently "using more energy", But that is incorrect. I haven't contacted them yet about it, but each month my credit is accumulating due to paying too much. I do submit readings every month.

    Im in credit £225 now and only 7 months into the contract with them. How does one obtain this credit? do they release it to your bank if you ask? by cheque? or do they take it off your bills.
    I was in a similar position around the same time in my contract so I contacted them and they refunded me the credit, took around 28 days to receive it back in my bank account. At the same time my payments were reduced as I was on 6 higher payments and then 6 lower so this hasn't happened again, though still slightly in credit I am sure this will sort itself out due to higher usage coming up.
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