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Mooloo’s Managing it in 2018

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Comments

  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Very Probably!
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Yeah! After weeks of messing around with a cover for a crop sprayer, I have finally made something that works! Never again!
    Hopefully it will do what the farmer wanted it to do, and I can clear my workshop of 8ft of metal cage!
    The fabric artist has been back in with two new dresses to be made, and I have a cape to make for another customer.
    So I will have lots of making then.
    Cushion covers coming in thick and fast and now zips for coats. Winters on its way then.

    Dgd is asleep and has hardly stirred from her room all day DS said.
    Got him to wash up their dishes, before I start to do lazy dinner of Pizza and garlic bread/salad.

    Feeling a little more positive today!
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Poor Dgd, she's really not very well. Paracetamol not really doing much for her.
    DS has contact this morning, so I am going to have to take her with me to work this morning.
    One of the Saturday girls has resigned. I knew it was on the cards. Luckily I changed the time of the children's lessons from 1 till 2 this season.
    There is a new fabric shop and workshop opened in the next village. So I have new competition. I am going to meet her next week. I am hoping that we can complement each other's businesses rather than fight over the same things. No point in both running the same workshops etc maybe we can cooperate with each other and enhance both places. I am hopeful anyway. Nothing ventured nothing gained.

    Still not sleeping well. Waking far too early and having a busy brain is not helping me, I am reverting to listening to various hypnosis tapes in the early hours of the morning so I am focusing on them rather than the incessant inner chatter.
    I spoke to the new lady yesterday morning and explained my situation. She took a note of the times etc it took her to do the work and the costs charged. She only just covered her wages for the day. Obviously I need to be making a profit, it has to cover my consumables, I.e. threads, needles, zips, electricity, and part of my overheads too.
    My business head says she is probably going to have to go, my want to help others heart wants to help her as she is about to loose her flat if she doesn't find a new flat mate and make the rent. Her landlord won't accept housing benefits. I am sure that that is illegal? I have told her that housing benefits can be paid to herself and not straight to the landlord, and she needs to speak to the local council.
    But don't shout at me, I know that is not my problem and I need my own wages.
    I think this week is probably going to be her last unless she drops her wage, or seriously puts a rocket somewhere!
    I am back to square one, and further behind as the Saturday needs cover too.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Poor DGD - sounds as if she is picking up new germs from school again. Good idea for contact with the new shop - and it does show that your business must have profit potential for another to open in the near vicinity - and joining forces is a great idea - complement each others strengths.

    Stay positive - you are able now to recognise the "not my circus, not my monkeys" problems and although you can sympathise, you cannot waste your sympathies there. Don't forget, there is another group of 16 year olds coming up who are looking for Saturday jobs - have you any contacts in any of the senior schools that might still be running a GCSE textiles course?

    Make today a good one - after all - you are still standing ! xxx
  • Mooloo wrote: »
    Her landlord won't accept housing benefits. I am sure that that is illegal? I have told her that housing benefits can be paid to herself and not straight to the landlord, and she needs to speak to the local council.
    But don't shout at me, I know that is not my problem and I need my own wages.

    It isn't illegal, no. Many BTL mortgages prohibit it, as well as some landlord insurance and 'rent guarantee' schemes. 'Being on benefits' isnt a legally protected characteristic for discrimination.

    But, as you said, her issues are not yours.
  • phryne
    phryne Posts: 471 Forumite
    I'm afraid many private landlords won't touch HB tenants. We had this problem a few years ago.
  • Feral_Moon
    Feral_Moon Posts: 2,943 Forumite
    But surely if she claims HB and has it paid to herself, therefore is able to meet the rent costs to the landlord, it isn't really any of his business? It would only be temporary until she can find another housemate.
  • phryne
    phryne Posts: 471 Forumite
    Feral_Moon wrote: »
    But surely if she claims HB and has it paid to herself, therefore is able to meet the rent costs to the landlord, it isn't really any of his business? It would only be temporary until she can find another housemate.

    If it's a new tenancy (sorry I haven't been following the story) the LL will want proof of earnings or similar, and may refuse to take on DSS tenants (as they used to be called)

    If however it's an already existing tenancy there's no reason the LL would find out unless she told him, if she's paying him the rent via D/D

    This happened to us, when we suddenly found ourselves having to claim benefits. We just didn't tell the LL. He got his money every month, so we thought why rock the boat.
  • annandale
    annandale Posts: 1,451 Forumite
    1,000 Posts Combo Breaker
    If you are on universal credit the rent goes to you and not the landlord. In Scotland you can ask for it to be paid direct to landlord. Think that is harder to do in England.

    If she is not on uc and she claims now Which you can do even if you are in part time work she will wait five weeks for her first rent payment.

    But surely he can't just evict without going through a legal process which could take months.

    If you don't want to keep her on then you could surely direct her in the direction of someone who might be able to give her advice such as cab. Who should be able to give her advice on what to do if she ends up roofless. Or potentially.

    She needs to take action now to try and prevent this..

    Landlords can refuse dss
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Yes I gave her the places to go etc.
    She called in sick today and decided the job was not for her and isn't coming back. I have said she can come in and practice in her own time in the workshop if she wants to improve her skills, but not on the payroll.
    So I am two staff down.
    Going to be back to work at home.
    Dgd is finally getting better.
    I can deal with it. I can.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
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