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misstara's debt diary 2018

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent £10.11 at the supermarket yesterday, today has been a NSD :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSD yesterday :D. Today I spent £6.99 on a top and cardi from the charity shop and £7.38 in the supermarket, £4 of which was on washing tablets.

    Feeling awful at the moment with being back eating gluten, looking forward to getting the endoscopy done and going back to normal.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Haven't posted for a wee while as it's just been a horrible week :( really struggling with everything.

    Payday tomorrow, haven't even started a budget yet but will do it tomorrow after work.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw no!!!! hope you are ok!!! <3 if you need to talk mail me xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Och I'm fine really monz - just working too much, super tired and feeling sorry for myself. I'll be ok :)

    Payday today but too tired to post budget, heading for an early night.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Endoscopy was done today so looking forward to getting back to eating properly and hopefully feeling better.

    Budget - £1848.58
    - £1100 usual bills
    - £200 food/cleaning/toiletries
    - £150 car payment
    - £60 petrol
    - £40 electricity bill
    - £20 car fund
    - £20 emergency fund
    - £30 sponsorship (£10x3 to different friends who are fundraising)
    - £35 entry fee (I'm going to be doing a sponsored walk to raise money for my work)
    - £103.58 debt repayment
    - £90 social

    Still need to pay accommodation for the wedding and holiday. Also could do with some new clothes. Need to come up with a plan as feel like money is just not stretching far enough. Too tired tonight though, off for an early night again.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I've taken £50 out the bank and put it in a separate purse which will be just for food/cleaning/toiletries. I plan to do this each week. So far I have spent £27.28 of it, £15.28 on food and £12 on toiletries. Hoping that I'll be able to keep a better eye on the spends this way :D and maybe have some leftover cash at the end of the month.

    Not much else to report - just work, work, work. I lead such an exciting life :rotfl:
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Can see your debt is going down nicely :) well done :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks monz, it's going down slowly but surely. Another £3 paid off yesterday :D

    Weather was awful yesterday so a NSD as all I did was go to work and back. Looks much better today so plan to go for a walk after work. Also will need to go to the supermarket as I'm currently drinking the last of the coffee.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    £14.24 spent in the supermarket today so now have £8.48 left in that purse until the end of the week, should be doable as really don't need anything else.

    Weighed myself tonight and the results aren't pretty, over a stone heavier than my feel good weight :eek:. Knew I'd put on weight but didn't realise it was that much. Healthier eating and more exercise starts tomorrow. Did a short walk today but will do a longer one tomorrow or go to the gym.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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