misstara's debt diary 2018
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Rummage down the car seats and see if you can turn up £8.50Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0
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in_need_of_direction wrote: »Rummage down the car seats and see if you can turn up £8.50
:rotfl: should get under £10k by the end of the week from bank account reward and pay from 2nd job.
Yesterday was a NSD . Me and OH made up a meal plan and a list so will pop to the supermarket after work. Still to clean the flat, definitely need to do this tonight. Best get moving, might have to dig the car out this morningDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0 -
Just realised I've been an idiot and not budgeted anything for petrol . I'll use whatever I get from 2nd job on Friday to go towards this and hopefully the electricity bill won't be as high as what I've got saved.
Spent £26.41 in the supermarket today and transferred £15 deposit for the hen night. Flat is finally cleanDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0 -
Today was a NSD other than a few direct debits leaving my account. Paid off £2.57 to the debt.
Electricity bill is through and is £174.53. I've got £200 saved for it so £25.47 can go towards petrol for the month.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0 -
NSD 2 today . My weekend away to Edinburgh with the girls has been cancelled due to the weather really disappointed but we're hopefully rescheduling for April. Going to spend a relaxing weekend with OH instead.
Tomorrow will be a spendy day as I need to pay rent and the electricity bill. I also need to buy a new phone as I dropped mine earlier today and the screen is smashed :mad: so that will probably be my emergency fund wiped out. Ah well at least it's not adding the debt.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0 -
Forgot to say in last post I got paid £40.32 from 2nd job today so £40 for petrol and paid the 32p to the debt along with £3 bank account reward.
I'm going to pay the electricity bill tomorrow. I plan to pay the £5.47 to the debt to take it to under £10k and that will leave £60 for petrol.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0 -
Well done on smashing through another barrier.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0
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Thanks INOD
Yesterday I paid the rent and electricity bill. I also spent £90 on a new phone, £1 on milk and £1 on washing up liquid.
Budgets so far this month are
£27.41/£150 food
£1/£20 cleaning/toilet rolls
£0/£60 petrol
£15/£150 social
I'm meeting a friend for lunch today but have plenty in the social budget to cover. Then I'm going into work to cover the late shift as there's a bug going round at the moment.
I discovered that one of my tyres had a puncture yesterday :mad: so took it up to the garage. Got there just before closing and they're shut today so won't get the car back until tomorrow. Not sure yet how much it will cost but there's £150 saved in the car fund so that will cover it. Annoyed that I've had to dip into the emergency fund and car fund when I've barely started them but I guess that's what they are there for and at least I don't have to put anything onto a credit card.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0 -
Spent £13.80 on lunch yesterday and £4 on a bus ticket to work.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0
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Ahh so annoying about car tyre !!!xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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