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NST January: Health, Wealth and a Life Well Lived

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  • Tues was no spends except dentist so that was NSD 4.

    Enjoyed my meeting on Wed and avoided getting a drink on the train so that was 5.

    Work all day Thurs and Fri and shops avoided so that's 6&7!

    Quite impressed that I had 5 NSD in a row. Tomorrow will definitely be spendy. Food shop coming in the morning and a few bits needed from various shops. Hopefully we'll manage an afternoon out with DD too so she can practice on her new bike
  • f0xh0les
    f0xh0les Posts: 7,639 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Janus - goals for this month - finish decorating my bedroom and finish painting hall, stairs and landing and all banisters.

    Activity. 3 trips to the gym so far.

    Non-negotiables: still on NSD6
    All budgets stuck to so far.
    DS1 trip £160 paid this month. DS3 trip £240 paid this month, 2 x car insurances paid this month.
    Unabashed, unambiguous, unconditional, undaunted, undivided, unerring, unshakeable devotion to your goal(s). I am seriously sticking to the budget.

    Always plan your meals; . list written, most picked up already but need to Mr M tomorrow and Mr T for YS on Sunday

    Reduce, re-use, repair, re-gift, recycle, recover, refuse! And read.
    First book of the year finished. covered the loft hatch in hardboard and painted it so it does not look like a cut up bit of door (It wasn't me, it was like that when we bought the house) c/s bag sat by front door. Using up all the bath bombs and smellies from Xmas. My boys love a bit of glitter.


    You are the key to reducing your debt, living modestly, keeping as fit and well as you can. So look after yourself - physically, spiritually, mentally and emotionally.

    I am the key to improving my living environment. Everyone benefits. I feel more in control. I have a list and a plan for what I can do this month with the materials I already have, and a list for when January is over, as I am stretching myself this month, so that I won't be stretched any other month. 'Spent' some of my L0ve2sh0p ' free money' card on 75% off candles. I am burning the evidence.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • f0xh0les
    f0xh0les Posts: 7,639 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    for dd eating more (I think it was f0xh0les or greent who said their kiddies lost their appetites during inactive hols, which was good to hear),
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: must've been GreenT, my boys could eat for England, if there was an Olympic eating team. Holiday, or not.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all turtles

    Just to say our beautiful cat was killed outside on our very quiet road at 1pm today. Poor DH had to bury him & I've only just stopped being sick, sorry folks TMI

    He is on my avatar so I need to change it, it's too upsetting. And sometime will have to tell DD, she is not here thankfully so did not see..

    be back, for the challenge, but can't do today, hope you understand:(
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sashanut - Very sorry to hear about your loss. Sending you hugs.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • misstara
    misstara Posts: 3,999 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Sorry to hear about your cat sashanut :(

    Not a NSD so still on 7. My sister is up visiting so we went out for tea. She treated me however I spent £4.50 on parking.

    Made a £5.57 payment to the debt today :D
    Mortgage 26.4.25 - £108,500  1.9.25 - £106,033.77
    Mortgage overpayment savings - £0.35/£50
    Mortgage overpayments so far - £738.97
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Hugs sashanut
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • sashanut So sorry, hugs
    Debt Free April 2019:j to July 2019 :( NEW WTC:eek:1,194
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    So sorry to hear that sashanut , big hugs

    Yesterday was spendy as I was out for a friend’s birthday meal (£35), paid for my friend’s boyfriend who is a plumber to buy and fit a part to stop the dripping toilet (£20) and bought dog food to last until the end of February (£105!!!!) - I’ve put that on the credit card and will pay it off on payday.

    Today I’m off to see my friend in London and her new baby. I’ll be out the house for 10 hours and it’s costing about £80 but it’ll be worth it to see them both and offer my support.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • laurenh1
    laurenh1 Posts: 1,011 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    sashanut so sorry for your loss!!
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