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Do I go bankrupt again?

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Comments

  • Mouse007
    Mouse007 Posts: 1,062 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm going to out this as a troll post, don't bother guys.

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  • phillw
    phillw Posts: 5,682 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The problem i have got is i worked all of this out on my laptop, which is now sold and i dont have any backups of this.

    You're supposed to keep everything for 5 years.

    https://www.gov.uk/self-employed-records/how-long-to-keep-your-records

    If you're not trying to avoid tax, then you're trying really hard to go out of your way to make it look like you are.
  • coolcait
    coolcait Posts: 4,803 Forumite
    Part of the Furniture Combo Breaker Rampant Recycler
    edited 29 December 2017 at 12:57AM
    It has already been mentioned on the thread, but debts incurred through fraud do not get written off by bankruptcy.
  • Money_maker
    Money_maker Posts: 5,471 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    phillw wrote: »
    You're supposed to keep everything for 5 years.

    https://www.gov.uk/self-employed-records/how-long-to-keep-your-records

    If you're not trying to avoid tax, then you're trying really hard to go out of your way to make it look like you are.
    I think a very similar answer was suggested in his thread 12 months ago. He's not listening.
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

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    Declutterers of the world - unite! :rotfl::rotfl:
  • And he's trotting out the 'mental health' line as well, like that's some kind of magic get out clause.
  • And he's trotting out the 'mental health' line as well, like that's some kind of magic get out clause.

    Are you for real!?!? How dare you say s!!t like that! If you read more previous post you’ll see i do suffer!
  • coolcait wrote: »
    It has already been mentioned on the thread, but debts incurred through fraud do not get written off by bankruptcy.

    Its not fraud !!!!!!!!

    I did my tax accounts myself and i did them correct however every single detail is now lost as ive sold my laptop so this is going to be very difficult to re do!
  • borkid
    borkid Posts: 2,478 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Its not fraud !!!!!!!!

    I did my tax accounts myself and i did them correct however every single detail is now lost as ive sold my laptop so this is going to be very difficult to re do!
    You don't have any proof. Really you didn't keep copies in any form????? I used to be employed, now retired and I always kept copies of any correspondence with HMRC infact any government bodies and work related stuff. I still have P60s etc dating back 20 years. These days with computers its even easier to keep back up copies.
  • borkid wrote: »
    You don't have any proof. Really you didn't keep copies in any form????? I used to be employed, now retired and I always kept copies of any correspondence with HMRC infact any government bodies and work related stuff. I still have P60s etc dating back 20 years. These days with computers its even easier to keep back up copies.

    So how do you think i did my own tax returns???

    I did it on my laptop which has now been sold! I have no backup and didnt even think about my tax returns to be honest as they had been done and i didnt think anything else of it, therefor all my workings out have gone!

    Some people are more organised than others i guess
  • Hmrc are asking you to prove your accounts are correct by providing evidence. You can't as you have got rid of everything therefore they are assuming you are lying and will proceed accordingly. You say you have done your accounts correct but some of the figures you have put on here are wrong e.g. 50p a mile mileage. They are presuming you are guilty unless you can provide evidence of your innocence.

    Trying to save a few £100 on an accountant has bitten you hard here and I can sympathize with that but you are now on hmrc's radar and once they get a bite they will not let go. You need an accountant and you need to comply as much as possible. Saying to them I can't prove it and I will just go bankrupt anyway is not going to help you. You are meant to keep records including all receipts for 5 years. You are coming across on here as very lackadaisical. You need professional help as if they go down the fraud route which they could well do a bankruptcy will not get you out of it.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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