No more excuses - It is time to get serious

System

Happy birthday for Monday. Well done on your debt busting so far xxx

laurag89

ramblehan wrote: »

Happy birthday for Monday. Well done on your debt busting so far xxx

Thank you Ramblehan!
I wish my payments to it could be throughout the month but it's really only on payday so I have to make sure to stay focused throughout the month which is hard.

laurag89

Just waiting to go into my gym class so thought I would update

Day 8 of no smoking using the champix tablets now, feeling a bit grotty but think that's the tablets. I'm back at the gym most days now as I'm paying for it so thought it was something good to take my mind off the smoking.

I have £10 left in my account but get paid Monday so think I will pay £5 of that to Lloyds and just keep the £5 in there incase anything comes up tomorrow.

laurag89

I let myself down not keeping this up to date, but I have certainly not slipped back into my old ways.

I'm focused on saving for the wedding at the moment - only 10 months to go, so don't have a huge amount spare for debts at the moment but.... the minute the wedding is over I will be focusing on getting that down.

I will add up my total tomorrow and update my signature, I would still like to pay bits off my debt here and there when i can so this will keep me focused.

laurag89

Good Morning.

Made it to the gym this morning feeling pretty motivated because of my wedding.

Waiting for a payout from PA surveys of £10 when that comes through in putting it to my credit card

Will add up my total when i get to work so I can update my signature! I check in on surveys all day when i get any quiet periods so hoping to make some more money today.

laurag89

On Friday its 1 week till payday Being really careful from now until then as would love to have a little bit left before I'm paid to be able to pay towards my credit card.

I have been doing surveys all week aswell so putting all money earned towards the debt aswell!

I have my wedding savings to focus on, but I do not want to ignore my debts I still want to get it down as much as I can.

laurag89

1 week till payday! !!!55357;!!!56833;

Hopefully should have £100 left in my account, £50 to wedding fund and £50 to debt.
I also have £44 pending in top cashback from my pet insurance I did through there. That whole amount will go to debt.

Looking forward to the wedding being over so that I can start really start hitting my debt.

Rachel24

When do you get married again Laura? At least you are saving for the wedding and not getting into more debt xx

laurag89

Rachel24 wrote: »

When do you get married again Laura? At least you are saving for the wedding and not getting into more debt xx

I get married in June, so have 10 months to go. It's becoming real in terms of the money now so saving literally everything I can, but still trying to pay some existing debt off aswell so its a pretty tough time at the moment.

I am saving £400 a month almost towards wedding so as soon as June comes I can pay that straight to my credit cards. I just keep trying to think of that so I can stay on track x

laurag89

3 days till payday not that I'm counting!

Going to focus on budgetting this month, and although I do use my gym membership I have a treadmill at home I can use so I'm going to cancel my gym membership and save myself £26 per month. This can go to my debt.

Sold my XBox this week aswell as I can't remember the last time I used it. £140 into the wedding fund!