We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Experian Credit Report Searches
Options
RG2015
Posts: 6,046 Forumite
I use the MSE Credit Club to view my full Experian credit report.
On the search history tab there are two sections; Searches that may impact your credit score and Searches that do NOT impact your credit score.
Am I correct to assume that the two sections are the same as hard searches and soft searches? Therefore, whatever the description, the searches in the second section cannot be seen by prospective lenders.
On the search history tab there are two sections; Searches that may impact your credit score and Searches that do NOT impact your credit score.
Am I correct to assume that the two sections are the same as hard searches and soft searches? Therefore, whatever the description, the searches in the second section cannot be seen by prospective lenders.
0
Comments
-
Yes - searches in the soft column will be things like MSE Credit Club, insurance quotes if using a comparison site etc.I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards