Single, six kids and going to be debt free!

lindez

I have been readings your posts what an inspiration, well done, I am new to this and hopeless trying to do a spread sheet. I am trying to no avail. Congratulations on your achievement so-far

Mumoffourkids

Storm89 wrote: »

I've not checked your diary for ages but just checked in and you are doing so so brilliantly. I am so pleased for you you've really got the debt down. And to be saving towards holidays and house deposit as well it's all so exciting . With regards to splitting the money I would be just as torn as you . I think holidays are important as they're family time but getting on the property ladder is also a really good idea. Maybe focus on the other three for a while like you say and then go back to house deposit at a later date. Having holidays whilst paying off debt helps you to not feel like you're drowning so much haha.

Thanks Storm. I am really torn as I know I will have enough money for our holiday but I feel like I should save for it now. But then if I pay more towards the debts I will have more money as well. I have only been paying a little bit to the house deposit. It currently stands at a grand total of £75!!

lindez wrote: »

I have been readings your posts what an inspiration, well done, I am new to this and hopeless trying to do a spread sheet. I am trying to no avail. Congratulations on your achievement so-far

Thanks Kindest, it is nice to know that someone is reading and us getting inspired. I use spreadsheets a lot at work so they are relatively easy for me. Keep going and just start with a basic one.

Mumoffourkids

So not updated for a few days as life has been manic! I have sort of been getting on with my list but I do need to list some items for sale. That will be this weekends job!

In good news, I got a reply back from one of my PPI claims and they have decided to pay out. They have offered me £829 which is amazing. Just got to go to a HSBC branch and prove who I am and send off the acceptance form. That will be the rest of my spending money for our may holiday sorted and the other half I am not sure what to do with yet. I may pay for our Eurotunnel tickets so they are bought and do one or two of the passports.

In other news, my kids are really arguing so this weekend will be moving rooms around to see if they can get along better if they change rooms. I may have to move into the small room or get a sofa bed for downstairs just to get them into different rooms. Any suggestions welcome for getting lots of kids of varying ages to share rooms and get along would be welcome!

Right I had better get up and get going for the day!

wishingthemortgaheaway

I'm not sure on the logistics but. You should have your own bedroom, even if it is the small one. I can't remember your exact age and gender splits so can't really offer any support there.
But you need your own space.

Storm89

I agree , go into the smaller room rather than sleeping downstairs. I only have 2 kids but they share a room & hate each other haha .

Mumoffourkids

Its hard because I have a 16 year old girl who is currently doing her GCSE's so needs quiet space for revision, 12 year old girl (who is part of the problem as she is full up of hormones!), 9 year old boy, 7 year old girl, 3 year old boy and 19 month old girl.

At the moment, the 16 year old has the top room with an extra desk for the 12 year old to do her homework, the 9 year old boy has the tiny room, the 12 year old, 7 year old and 19 month old girls all share and I have the smallest double and the 3 year old sleeps in with me.

I really want the boys to have their own room as I think that would be the only way I could get the 3 year old out of sharing with me.

The 12 year old only really wants to share with the baby if she has to share at all. And I really think the 16 year old needs her own space at least until her exams are over.

If the small room was slightly bigger I would be fine in there but you can't even fit a single bed in there. At the moment we have an extendable Ikea bed in there which the 9 year fits on ok, but the 12 year old would be too big for that bed.

I am going to have a look on the Ikea website and google for some ideas on fitting beds etc in small rooms and sharing rooms!

wishingthemortgaheaway

What about 'room divider shelving units? I'm thinking the ikea square boxes ones...
Put the 2 younger boys in one room and the 2 younger girls in another with a 'room divider shelving unit and, if necessary, baby gates across the walk ways to keep the younger ones out of the older one's spaces.

No idea??? Just a thought.

enthusiasticsaver

I agree that older children should be separated into girls and boys but is there any reason the 7 year old girl cannot share with the 9 year old boy. You really need your own room and ideally the 3 year old and 19 month old would share but I guess you then don't have enough rooms for 12 year old and 16 year old to have their own room each? Are any of the rooms big enough to be divided to allow the 12 year old and 16 year old to share with some personal space for each or alternatively all of the younger ones who may not be as fussy about sharing.

Mumoffourkids

wishingthemortgaheaway wrote: »

What about 'room divider shelving units? I'm thinking the ikea square boxes ones...
Put the 2 younger boys in one room and the 2 younger girls in another with a 'room divider shelving unit and, if necessary, baby gates across the walk ways to keep the younger ones out of the older one's spaces.

No idea??? Just a thought.

I used to have the two older girls sharing with the IKEA units separating them. It didn't work as they used to blame!e each other for the mess at the ends of the beds and used to Thor's each others stuff around.

I don't think any of the rooms are big enough to have the four younger kids in and divide it up somehow.

enthusiasticsaver wrote: »

I agree that older children should be separated into girls and boys but is there any reason the 7 year old girl cannot share with the 9 year old boy. You really need your own room and ideally the 3 year old and 19 month old would share but I guess you then don't have enough rooms for 12 year old and 16 year old to have their own room each? Are any of the rooms big enough to be divided to allow the 12 year old and 16 year old to share with some personal space for each or alternatively all of the younger ones who may not be as fussy about sharing.

The seven year old and nine year old have always shared a room up until the youngest arrived. So they could share but the seven year old is being difficult at the moment and I think could do with her own space.

My friend suggested that I turn the smallest room into a study for the oldest and then the two oldest girls share, and the other four share a room. However when I told the oldest she was not happy about sharing again.

I have been thinking how on earth I could do this for most of the day and the only way I can see is for me to have a day bed in the living room. I know I won't have my own room but for the amount of moaning and arguments I get at the moment, I think it's a price i will have to pay. To be honest, all I really do in my room is sleep and I can do that downstairs!

I think I will have to try and see if it works. And then save like mad to buy my own place.

wishingthemortgaheaway

How many reception rooms do you have, could you turn one into a proper bedroom?