2018 Frugal Living Challenge

Florence_J

Happy New Year...soon.

I will post my budgets in the new year, in four minutes time.

Kerry_Woman

Wishing everyone all the best for 2018.

[Deleted User]

Happy New Year everyone:beer:

Florence_J

2017 SPENDING

2017 Food Spends = £2971.07 (Split between OH and I, so half of that total is what I spent)
2017 Clothing Spends = £147.30
2017 Christmas Spending = £258.43* (estimated spend as some payments need to be divvied up)
2017 Unessential Food Spending = £190.34
2017 Health Spends = £57.32
2017 Gifts Spending = £315.88
2017 Postage and Packaging spends = £131.50
2017 Travel (Visiting) spends = £183.25
2017 Travel (Day to Day) spends = £204.70
2017 Hobbies spend = £57.70
2017 Beauty Treatments = £14.70
2017 Homeware spends = £43.56
2017 Social spends = £1316.80
2017 Clothing Maintenance Spends = £42.85
2017 Debt = £0.60 (Library fine)
2017 Ebay fees = £17.73
2017 Work Expenses = £24.23
2017 Best Friends Wedding costs = £335

TOTAL SPENDS IN 2017 = £4568.99

I paid off £3168.45 of debt in 2017.

Here are my budgets for 2018

2018 BUDGETS

FOOD £125 Month/£1500 Year
CLOTHING £300 Year
CHRISTMAS £350 Year
UNESSENTIAL FOOD £125 Year
HEALTH SPENDS £100 Year
GIFTS £250 Year
POSTAGE AND PACKAGING £150 Year
TRAVEL (VISITING) £200 Year
TRAVEL (DAY TO DAY) £175 Year
HOBBIES £60 Year
BEAUTY TREATMENTS £200 Year
HOMEWARE £100 Year
SOCIAL SPENDS £1500 Year
CLOTHING MAINTENANCE £100 Year
DEBT £0 Year
EBAY FEES £60 Year
WORK EXPENSES £50 Year
FRIENDS WEDDING COSTS £300 Year

TOTAL = £5520

My OH is ill so I think we are going to go to bed now.

Merle

Happy New Year to everyone.
Good Luck in 2018 to all my frugal friends.
Merle

Rosesandrainbows

Good Morning all and a Happy New Year.

Hope you enjoyed your evening however you spent it. I celebrated at home with OH. We had a lovely dinner, played a couple of games and watched a bit of TV. Now lets see what 2018 has to throw at us!

I'm going to start off the New Year with a no spend day. I plan to visit family later, read my book and prepare myself for going back to work tomorrow...boo!!

So here's wishing you all a happy, healthy and frugal New Year

adventureofmemories

I'll give this challenge a go.
I've never really heard of frugal before but have 3 big things to save for;
a house , a wedding and an emergency fund.

I need to have more self discipline & better control on my finances.


I've already;
Potted some change in our wedding fund
Opened an account with Lloyds bank So I can set up a save the change account, as well as using their cashback service

I have to go food shopping today but If I keep to my list, it won't count as a spend day

shish100

Happy New Year!

Please can I join in the challenge. I have been quietly following the forum over the past few years, and you have all inspired me to make various changes to my spending habits.

This year I need to get my act together, and to build up the savings account.

I am going to start by:
going over my spreadsheets one last time
checking the contents of my fridge and freezer

Happy New Year everyone

Frugaldom

Welcome to frugal living, Adventureofmemories and Shish100! I hope you enjoy taking part and grow to love the lifestyle as much as I have over the years.

Florence, I hope your OH feels better soon.

WELCOME TO DAY 1 OF A BRAND NEW SET OF CHALLENGES.

Challenger list now up to date.

debtaghh

Morning and happy new year.

I’m off out for a paid dinner tonight but we have to pay for the drinks therefore we will be drinking tap water!