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surrender. how to? :(

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  • fairy_lights
    fairy_lights Posts: 9,220 Forumite
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    How much is your rent? How long have you been living there?
    Can you really not afford it, or have you just budgeted badly? If it's the latter, could you borrow some money from a friend or relative to cover your rent, and then start being more frugal?
  • MoaningMyrtle
    MoaningMyrtle Posts: 1,968 Forumite
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    There are christmas temping jobs at the moment.
    A minute at the till, a lifetime on the bill.

    Nothing tastes as good as being slim feels.

    one life, live it!
  • fly53
    fly53 Posts: 57 Forumite
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    fairy_lights wrote: »
    How much is your rent? How long have you been living there?
    Can you really not afford it, or have you just budgeted badly? If it's the latter, could you borrow some money from a friend or relative to cover your rent, and then start being more frugal?


    the rents 800 pcm im left with not much!
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
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    Keep the faith....:money:
  • dawyldthing
    dawyldthing Posts: 3,438 Forumite
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    00ec25 wrote: »
    OK so speak to the LL and this time be honest.

    There is little point speaking to the agent as you do not know yet if the LL has empowered them to make any decisions on his behalf. If he hasn't then the agent is simply an unnecessary and avoidable obstacle in the way of you reaching agreement with your LL asap.

    22k is £1,519 per month 25k is £1,689, a difference of £170. yes that on the face of it is a lot of money, but then again it cannot be impossible to economise by that much for a short period if the LL refuses to allow you to leave.

    Where were you going to move to anyway? How do you expect to cut back elsewhere?

    But 20% tax, 12% in and possibly 9% student loan would be a difference of £120ish. I'm guessing you have a car or something as

    £1519 in

    I'm guessing half of these:

    £700 rent
    £100 council tax
    £80 electric and gas
    £30 Internet
    £40 water rates
    £20 mobile phone

    I'm guessing would still leave you £500 odd, say £350 minus deductions
    :T:T :beer: :beer::beer::beer: to the lil one :) :beer::beer::beer:
  • Slithery
    Slithery Posts: 6,046 Forumite
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    If your rent is only £800pm and you're on a £22k salary, then where the hell are you spending all of your money?
  • HampshireH
    HampshireH Posts: 4,487 Forumite
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    Slithery wrote: »
    If your rent is only £800pm and you're on a £22k salary, then where the hell are you spending all of your money?

    This was kinda my point when I suggested the income/expenditure form to assess what could be saved and where.

    OP would be advised to sit down and look at his/her spending. Hopefully they will take the advice and can remain in their home.

    OP the other problem is where are you going to go if you give up your tenancy?
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
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    Slithery wrote: »
    If your rent is only £800pm and you're on a £22k salary, then where the hell are you spending all of your money?


    Food? Travel? Socialising? Council tax? Clothes? Heating??? Do you think he is squandering money here? OP get cheaper rent, that would be a start, and buy some popcorn as the housing Ponzi unravels :)
  • fairy_lights
    fairy_lights Posts: 9,220 Forumite
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    fly53 wrote: »
    the rents 800 pcm im left with not much!
    That must leave you with around £700? What are you spending the rest of your money on?
  • fly53
    fly53 Posts: 57 Forumite
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    thanks for the replies

    rent 800pcm
    c tax 130 pm
    cc around 10 quid a week
    csa 120 pm
    train 100 pm
    gas a heating around 80 pm
    tv 20 pm

    not much left
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