surrender. how to? :(

fly53

thanks guys. i basically said i earn more than i actually do. stupid thing to do i know but the lettings hub passed me.

so i should meet the landlord and not the agency? makes sense she seems ok but its horribly embarassing.

all my fault i know

x

fly53

im entitled to 13 quid a week housing benefit

fly53

i was checked to see if i can afford the rent. the credit people rang ME at work and asked how much i earn and i said over 25k where infact it isnt

much regret now

Cakeguts

Now rent is much much more important than Christmas presents so you will have to explain to everyone this year that you can't give them anything and you will have to not spend anything on yourself.

fly53

oh yes xmas is off this year unfortunaltely

HampshireH

fly53 wrote: »

i was checked to see if i can afford the rent. the credit people rang ME at work and asked how much i earn and i said over 25k where infact it isnt

much regret now

If i was your LL I would be fuming and have very little sympathy. You deceived them by lying and therefore potentially put your name to a fraudulent statement.

I have seen examples given on forums like these where police have been involved where someone has lied on their application to obtain a property.

Silly thing to do. I expect the LL won't want the hassle but will still expect their rent.

Speaking up now would probably be your best option rather than accuring arrears.

How different is your salary compared to what you told them? If your only entitled to £13 HB then perhaps you could look at your spending behaviour and work a way to pay the rent over other non essential items

fly53

my salary is around 22k the eligibility is 25k

i know it was stupid but i was desperate and i thought i could do it with a second job. which ive now lost.

trust me i dont expect sympathy

HampshireH

fly53 wrote: »

my salary is around 22k the eligibility is 25k

i know it was stupid but i was desperate and i thought i could do it with a second job. which ive now lost.

trust me i dont expect sympathy

May be beneficial to do a statement of affairs, like an income and expenditure form (many post about these on debt free wannabe forum). As long as you can be honest about your spending you should be able to identify where you can save in order to pay your rent.

Most of us have outgoings we could curb.

fly53

thanks.

im surviving on around 40 quid a week and occasionally use my cc. this is the first time ive rented alone and ive basically made a hash of it

00ec25

fly53 wrote: »

trust me i dont expect sympathy

OK so speak to the LL and this time be honest.

There is little point speaking to the agent as you do not know yet if the LL has empowered them to make any decisions on his behalf. If he hasn't then the agent is simply an unnecessary and avoidable obstacle in the way of you reaching agreement with your LL asap.

22k is £1,519 per month 25k is £1,689, a difference of £170. yes that on the face of it is a lot of money, but then again it cannot be impossible to economise by that much for a short period if the LL refuses to allow you to leave.

Where were you going to move to anyway? How do you expect to cut back elsewhere?