The "Save 12k in 2018" Thread!

*little.squirrel*

I know I'm late to the game, but could I be added for 6k this year? We've only just managed to get the budget done! Thanks!

Gem-gem

Good evening everyone.

Savings for January is £660.00 - all going into regular savers.
Had 16 NSD this month - only bought petrol this month. So to enable me to pay this months credit card bill off in full, (as per usual) and save some money.

Hope everyone else is having a good month.

Wentthedaywell?

Gem-gem wrote: »

Had 16 NSD this month - only bought petrol this month.

My food bills in January are always pretty low too- I'm still plugging away through the Christmas cheese mountain!

Owen1991

Gem-gem wrote: »

Good evening everyone.

Had 16 NSD this month - only bought petrol this month.

16 NSD - 13 days into the month, I congratulate you :beer:


Seriously nice savings for January tho, I'm hoping to have similar. :T

Suffolk_lass

Wentthedaywell? wrote: »

My food bills in January are always pretty low too- I'm still plugging away through the Christmas cheese mountain!

Good to know we are not alone. I gave the camembert to my son as he loves it, baked and slit on top, then as a dip for veggies. I have seriously considered a fondue to see some off but have now bought celery - to reduce the crackers and grapes that were routinely consumed without consideration for my waistline.

excelwizard

Can I sign up please with a target of £10,000? Thank you slowlyfading!

£12,000 won't be a realistic target for me this year probably..but if I can get to 10K I'll be more than happy

stoozie1

Well done everyone!

I'll update at the end of the month as otherwise I get in a numbers mess, and we'll have just settled a 2.5k tax bill then.

Randy

I managed to max out my Santander 123 (£20k).. Bought crypto currency with the £3k I had gone over.. I've now turned that it £4.6k.. in 2 months 😊 Not bad

Ella_

Hi,
Is it too late to join? I would ike to go for 14k
Thanks,
Ella

Martinslovechild

Randy wrote: »

I managed to max out my Santander 123 (£20k).. Bought crypto currency with the £3k I had gone over.. I've now turned that it £4.6k.. in 2 months �� Not bad

I'll be very interested to see how you get on with this - and also why you've decided to select the particular cryptocurrency which you've purchased (Bitcoin, Ripple, Etherium, Litecoin etc).

I personally wouldn't touch cryptocurrencies, mainly due to the inherent volatility, but providing you're happy to potentially lose the entire £3K then that is completely your call. Good luck.

On a slightly different tangent, I'm also very interested to know if any other people here are using a Stocks & Shares ISA as the vehicle for their 2018 savings target - or whether most people are using simple old-fashioned savings accounts / Cash ISAs. I ask because I've been investing in shares for around 18 years and people always seem to be amazed when I tell them this - like I'm some kind of financial expert. It would be nice to see if there are others like myself who prefer to invest than save.