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How are you Pauline? It's a long time since you posted. I hope everything is okay?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Yes it's been a long time. Hope all is well xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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:wave: :wave:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi from me too - missing you and your squirrels xxI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Just checking in, I hope you're doing well and have been enjoying the lovely weather.Change the way you see things and the things you see will change0
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Well...........
It's been a long time and things have been truly awful however I am on the way back up thankfully.
I have found everything so difficult, what with the agoraphobia and depressive thoughts. My doctor even got to offering inpatient care which scared the he'll out of me.
So I got thinking and came up with a plan. Small trips two or three times a day. Making myself even if I was tearful.
Then I decided to be really brave. So I am off to Spain in two weeks for a month. On my own! All booked now so I am doing little things to get myself organised.
Hopefully I will find some peace.
I stopped posting because there was only moans and groans from me.
But now I have made a decision and I am really looking forward to my trip.
Oh, and did I mention I am planning to back in mid July and I don't have any plans at the moment to return? That is of course if I agree with Spain.
Thanks to everyone who has posted. I truly think it was all that kept me going.
Have a good weekend, take care
PaulineDon't get it perfect - Get it goingBetter Than Before0 -
Oh Pauline that is amazing , well done you for refusing to give in and carrying on. I hope Spain agrees with you , that you have a wonderful time and maybe just maybe you might end up living there, if that's possible.
As for your moans and groans , it's your diary you can use it as you wish. Try and keep us updated on your trip if you wish.
Virtual hugs coming your way xThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
That's fantastic news Pauline
I really hope you can make a fresh start in Spain.
Would be good to keep us all updated from time to time though. We'd love to hear how you're doing.
Bon voyage xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I'm sorry things have been awful but what a turn around for you, I hope you have a wonderful time in Spain and I'm sure it will really help you. What a huge, brave thing for you to do! Keep us posted when you can and you can moan and groan as much as you need to here, it is your diary after all and there are lots of people here who care even if we are only on a screen.Change the way you see things and the things you see will change0
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I'm really glad you posted Pauline
. Well done for being so brave and forcing yourself to have some trips outside the house. Have a lovely time in Spain. We don't mind you moaning, I'm always moaning on my diary
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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