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Drawing a line under the debt. Take two.

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Comments

  • peb
    peb Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hopefully you can make it work.
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like it would be a good opportunity.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Well haven't heard about the job, if I don't hear on Monday I will assume they couldn't make my availability fit. What wil be, will be I suppose.

    Went out to friends last night and had a great time. Always nice to be me again, not just mum. 

    Half term this week coming, but I have no time off so nothing planned. Have to save our cash for the girls 18th too, so can't really plan anything for next weekend either. 



    Debt free Feb 2021 🎉
  • Well haven't heard anything job wise so think it may not be. Annoying, but not the end of the world.

    Met up with one of my bosses, talking to her I know she would be gutted if I left, she is really struggling to get people right now. 

    It's half term here and am feeling all the guilt that I can't take any time off as so down on funds this month. I ma sure the small two don't care, doesn't stop the mum guilt though.

    The girl has been baking, not going to help my healthy eating 🙄 but I don't like to sound ungrateful as she makes gorgeous cakes. Like me she likes to bake and hates cooking. 

    On my own working tomorrow as my manager is off with family stuff right now. Still stupidly quiet though
    Debt free Feb 2021 🎉
  • lucielle
    lucielle Posts: 11,499 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry you haven’t heard about the job. Is it worth dropping them an email to ask for feedback on how the interview went?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Hi DAL, thought I'd pop in. Sorry to hear about the job
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • That is annoying, sorry to hear that. I would also ask for the feedback. I hope the current bosses appreciate you.
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • Well I have lost my admin job 😭 not a shock and think I have only been kept on as long as I was due to being family. I will do month end next week then that's it. All paid up for Feb. I will give it to the end of the week and then tell my other boss I can pick up more hours. I know she is turning clients away, so I won't be short of work, but with the increase in petrol the amount I have spare is going down! 

    Will give it to the beginning of next week and then may drop an email asking for feedback. I just don't think my availability suited. Also I have been out of the industry a few years so maybe there was someone who could start sooner with more up to date experience. Shame though as I always loved the job. 

    A friend has offered me the opportunity to apply where she works, it would be working from home, but not sure it will be flexible enough and tbh I like my other job well enough. Will keep it in mind and see what the next month brings.
    Debt free Feb 2021 🎉
  • That sucks, sorry to hear
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry about the job(s). Hope a better one comes along soon. In the meantime - look up hipp0 time (sum0) - can be very satisfying... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
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