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Pay ALL your debt off by Xmas 2018
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Hi!
I was part of the 2017 challenge but had a few hiccups in the summer so didn't get to my hoped for target. Could I please be put down for £8,000.
Thank you.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Thanks for tuning this again muppets! And thanks for keeping #85 open for me. Hoping to smash £7600 this year and become debt free!
Sorry I’m on my phone and don’t seem to be able to make it bold.
Let’s do this! Xx19/8/19 vs now Current Total debt £14,188 Savings £2757
Overdraft £1600 vs £1050
HSBC1 £1900 vs £3868
HSBC2 £4100 vs £3730
Virgin 1 £3050 vs £2800
House stuff and improvements £4460 Virgin 2 £27400 -
036 reporting a payment of £2.96
I’m a little disappointed to be honest. People who’ve done the challenge before know I’ve been on a rollercoaster ride with my debt and it’s been a lot lower. Well I checked my online journel and someone had commented ‘clearly you haven’t had your lightbulb moment’.
Trust me when I say no one is disappointed in me running my debt back up again more than I am espically when I have nothing to show for it but I guess I’m annoyed someone feels the need to comment on my life from reading a journal. Anyway rant over!
Well a house has more than one lightbulb! I keep thinking that even if the debt has come back, you're still in a better position than before - who knows how high it could have been if you didn't pay off what you did? And now you know you can do it
#033 with £35.78 paid of £2435.78 (1.47%)
Thank you for running this challengeI'm aiming to skim some cash off the grocery budget this week and I know I've overbudgeted another area so should be able to skim another £15 off that; I'm hoping to end up this month having paid another £50-100 off.
Our greatest weakness lies in giving up; always try just one more time0 -
Does anyone use an interactive budget app, like Cleo? I keep seeing adverts for it on FB and Instagram, and it looks good, but wondering if anyone has any experience?0
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#90 - Starting on £3990 this year
Paid back about 20% last year but really want it done this year. Need to be more proactive this year on the boards to keep myself focused, but like others 2017 was a challenging year for me - but lets do this!!
Make £10 a day June 103.04/300
Declutter 2018 in 2018 3/2018
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Hi Muppets,
Can you update my total please, I am #03 and my total is £18528.62. Here is hope this years challenge is going to go better.
Good luck everyone.DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
DFXMAS 2019 Total £3650 /£17568.99/20.78%0 -
Hi
Please can I Join. I have a total debt of £10,383 that I need clearing by Xmas 2018!
Thanks,0 -
#92 here!
Like to report that I have made a total payment to by various debts of £597.78
So happy to take a chunk off the debt and know that when I am debt free if I continued to save this over 5 years,I would have £36k in savings!!! Off to update my signature now!
Also want to say that I am happy I have found a place where everyone is in this together... we can do this!!!
DDxStarted again 25th December 2017
Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)0 -
CreditCardJunkie wrote: »Sorry for the huge text...Im newish and using a mobile!
Huge text is good for posting updates. xPAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
Hi Muppets
I am number 89 I think
You are yes. The above post was for new members who haven't had a numbers before. All members from last year who signed up before I posted got to keep their old numbers.PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0
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