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Pay ALL your debt off by Xmas 2018

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  • Rosie75
    Rosie75 Posts: 609 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hello

    I haven't been on the forum for a long time, but have decided that 2018 is the year I will pay off my credit card debts once and for all. So, can I join you all, please?

    My debt is £7440, and it WILL be paid off by Christmas 2018!
    3-6 Month Emergency Fund #14: £9000 / £10,000
  • LoLo
    LoLo Posts: 545 Forumite
    Part of the Furniture 100 Posts
    Just paid an additional £227 making my total so far

    £427/£10,000
  • Hi everyone! This is my first payment for the year, off to a good start!

    #118 £170 / £3500 (4.86%)

    This is my 4th year on this challenge (that's a painful realisation), going to make sure that this year is the one I actually get debt free!
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 December 2017 at 10:22AM
    Hi Muppets, I'm back for 2018

    Can I have #102 again please :)

    Target for 2018 £14,330
    That's all the debt we have.
    Hopefully we do much better at it this time :j (provided nobody crashes our car again!) :rotfl:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Hi all

    Please can i join in again this year.
    I'm not bothered if i have the same number as last year or not.

    My total debt balance is now down to £11,000. I'm aiming on clearing this completely in 2018

    thanks
  • Hello again everyone !
    I was #119 for 2017.
    Startwd with £12800 and am now entering 2018 with £5300 which feels manageable.
    Good luck to everyone !

    0/5300
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • Megano
    Megano Posts: 324 Forumite
    036 reporting a payment of £2.96
    I’m a little disappointed to be honest. People who’ve done the challenge before know I’ve been on a rollercoaster ride with my debt and it’s been a lot lower. Well I checked my online journel and someone had commented ‘clearly you haven’t had your lightbulb moment’.
    Trust me when I say no one is disappointed in me running my debt back up again more than I am espically when I have nothing to show for it but I guess I’m annoyed someone feels the need to comment on my life from reading a journal. Anyway rant over!
    Virgin Money £0/£1445
    TSB £0/£659.53
    BOM £0/£1480
    Tesco £8.36/£4647.26
    Total £8.36/£8231.79 0.101%
  • arc2014
    arc2014 Posts: 194 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    Total so far stands at £523.37/10,000!
  • Iheart
    Iheart Posts: 179 Forumite
    Part of the Furniture
    Megano wrote: »
    036 reporting a payment of £2.96
    I’m a little disappointed to be honest. People who’ve done the challenge before know I’ve been on a rollercoaster ride with my debt and it’s been a lot lower. Well I checked my online journel and someone had commented ‘clearly you haven’t had your lightbulb moment’.
    Trust me when I say no one is disappointed in me running my debt back up again more than I am espically when I have nothing to show for it but I guess I’m annoyed someone feels the need to comment on my life from reading a journal. Anyway rant over!

    Some people have to make themselves feel better by making other people feel worse. Its sad that they have to do that but don't let them make you feel bad. Its your journey, and its not always going to be a straight line from A-B, but as long as you get there in the end its okay.
  • MEGANO - There's always someone willing to make a comment, just let it slide over you - other people's opinions don't count! You will smash it this year xx
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