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Pay ALL your debt off by Xmas 2018

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  • jayII
    jayII Posts: 40,693 Forumite
    Hi Muppets, can I be a total pain and change my target to #11 £12490 in 2018 please?

    I have 0% interest deals running out at various points this year and early 2019, so I need to do something to avoid paying lots of interest!!! Rather than applying for more balance transfer cards as the current deals run out, but I've decided to put my big girl pants on and live super frugally this year, to try to become fully debt free in 2018. :T
    [FONT=&quot][FONT=&quot] Fighting the biggest battle of my life. :( Started 30th January 2018.
    [/FONT]    [/FONT]
  • alirx
    alirx Posts: 13 Forumite
    Number 52 reporting December payments of £717.17

    Payments in December were a bit higher than I was expecting in the end plus there was spending on Christmas presents and travel home for the holidays so I'm hoping to just pay minimums in Jan. I'll consider it a success if I can manage without my credit card/overdraft for the month I think.

    Happy new year all!
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    Megano - I haven't gotten round to reading your latest posts on your diary yet but bloomin heck, I don't get people sometimes.

    Luckily 99.9% of the people on here know that life is not a simple straightforward path and wouldn't be so insensitive.

    I got into debt this year. I may have paid off over £3000 but I had to borrow £1500 to pay my bills over 2 months whilst I was out of work. Things like this happen.
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    HAPPY NEW YEAR :beer:
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    muppets wrote: »
    HAPPY NEW YEAR :beer:

    Happy new year to you too x
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon all!

    #006 checking in with my first 2018 post for a mortgage OP to get me started :D

    #006 £50/£4000 please muppets :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    edited 1 January 2018 at 5:52PM
    Hello, you've got me down at #145 so I'll stick with that please - I totally lost my way last year, back on it now though and it will be my year! The challenge ends on my birthday, wouldn't being debt free be just the best way to celebrate!

    So #145, I've made a big payment today so I'm on £900 / £19261 (4.7%).

    I AM going to do this.
  • LionessInWinter
    LionessInWinter Posts: 437 Forumite
    Happy New Year everyone

    How we get to debt free this year
  • Willowtree222
    Willowtree222 Posts: 8,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #170
    £11.62/£10,000

    Starting the year as I mean to go on!

    Happy new year x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • leimichellecat
    leimichellecat Posts: 147 Forumite
    Thank you for adding me to the challenge! This is the year to focus on all our debt, and our grand total is £11,470

    We made a good start from our light bulb moment in September but now it's heads down and get this achieved!
    Taking on the world one debt at a time!!!

    Buy my car outright £0/£3300
    Buy a caravan £0/£7500
    Replace house windows £0/£5000
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