Pay ALL your debt off by Xmas 2018

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  • sunshine81
    sunshine81 Posts: 1,485 Forumite
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    Did the snowball calculator and decided to add in another payment

    #145 £1458.33 / £19261 (7.57%)
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    Afternoon, please can I join in please. It won't be all my debt but can I set a target of £12000 please. I'm a new joiner this year.
    Welcome, you are number 97
    Muppets,

    I am so sorry but I realised I forgot to add my car to the debt!! Quite clearly I need to be here!!

    Anyway the true debt cost (excluding my mortgage) is £18,282.25 and my # is #92
    I also cant find the button to make the text bigger for you to read?

    Apologies for creating more work for you, but I didn't want to not update the amount when I now realise!

    DDx
    Updated this for you :)
    atti wrote: »
    Hi!

    Can I sign up again this year please? Last year went a bit sideways in more ways than one but I'm determined to get back on track.

    I'm looking to shift £2450.
    Welcome back atti, you are number 100 this year
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
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    Can you count me in please? Would be good to keep a track of things.
    I have 3520 to clear x
    Welcome you are number 105
    behenjamin wrote: »
    Can I join in to be debt free please? Failed the 2017 challenge quite badly.

    Currently 15k debt
    Welcome back, you are number 106 this year
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    Hi all
    Just posted on the previous challenge, to apologise for not really posting from about Feb onwards (I am ever so sorry) I let life get in the way of posting, although I really nearly hit my targe. This coming year I am intending to smash last years aim of £7000 and I am going for no. 82 £9547
    To be exact haha. I want our debts clearing in 2 years. This is poss due to a few changes in working hours etc etc, if I achieve more then great but this is my minimum. My hubby receives a bonus which will help with this half way through the year but want to be getting a great whack out of the way by overpaying on monthly payments.

    Big thanks to all and looking forward to getting to know you all over the coming year, just warned my dh that I will be antisocial each evening as I will be trying to catch up and update as often as I can.
    Dreamer xx
    Welcome back, you are 82 same number as last year :):)
    jayII wrote: »
    Hi Muppets, can I be a total pain and change my target to #11 £12490 in 2018 please?

    I have 0% interest deals running out at various points this year and early 2019, so I need to do something to avoid paying lots of interest!!! Rather than applying for more balance transfer cards as the current deals run out, but I've decided to put my big girl pants on and live super frugally this year, to try to become fully debt free in 2018. :T
    Updated. :):)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    sunshine81 wrote: »
    Hello, you've got me down at #145 so I'll stick with that please - I totally lost my way last year, back on it now though and it will be my year! The challenge ends on my birthday, wouldn't being debt free be just the best way to celebrate!

    So #145, I've made a big payment today so I'm on £900 / £19261 (4.7%).

    I AM going to do this.
    Welcome back, :):)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    Evening all :):)

    I have added all new and returning members as far as here.
    There is spaces available for any members higher up the list to move down the list, free spaces start from #107.

    I updated the spreadsheet with everyones totals .
    Front page will be updated in a few days.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Smijil
    Smijil Posts: 10 Forumite
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    Hi please can i join not done this before I need to pay £5500 off
  • Smijil
    Smijil Posts: 10 Forumite
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    Not sure if my post is still on.
    I really need to pay off credit card debt, today I paid £1067 off so £5500 left
    Thanks
  • Mumoffourkids
    Mumoffourkids Posts: 1,067 Forumite
    First Anniversary First Post Name Dropper Combo Breaker
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    Thanks Muppets, I'm off to update my signature.
  • Blackberrycurved
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    Happy New year Everyone.
    Okay this week I am back at work on Wednesday and not having any coffees out it is only a small change but if I can do it for a week I'll be £11.25 better off. Then I'll save the £11.25s towards my debt I can't pay bits and bats against my loan it has to be an over payment of £100 or more. Good Luck everyone.
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
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