2018 Mortgage-Free Wannabes
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HS hasn't updated since the beginning of June but was then in the process of selling a house so hopefully has just been busy with that.
HS, good wishes from me too, I hope all's going to plan?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Thanks for the update Cherry.
I do hope all is well.Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23180 -
Hi Hidden
#65 calling
When you are able, my stats should read:
April £ 694.34
May £1442.06
June £745.05
Onwards into July!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
#79 reporting total overpayments for June came to £882.39
Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
Hi, no.7 here with an overpayment of £300 for June. Think we're going to miss our target for the year as I'll be off on maternity leave for the latter part of the year, but we'll continue to overpay as much as we canMortgage-free wannabe #66 £105/40000
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Morning all.
Number 162 reporting in
June's op is in: £258.17
Slightly under the target of set myself, but still on track for all my random 'keep me motivated' targets.
Happy saving in July everyone -
My mop pot target for July is £215.
Wish.Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23180 -
#4
Total OPs for June = £59.82
(and OPs for May were £232.73)
If it's not too much trouble, I'd like to increase my target to £840 please.
We're at the halfway point through the year (already!) and I'm doing better than I expected. According to my online statement my mortgage interest has been approx £420 to date, so if I can OP £840 during the year it means that the whole amount of my normal monthly payments will be reducing the capital amount owed.
I appreciate that these are not huge numbers to some, but I have a low income so it's as meaningful to me as some of huge (to me) amounts others are OPing are to them.
Thank you Hiddenshadow2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs (offset): 2018 £866.89, 2019 £1322.33, 2020 £1337.07,
2021 £1250.00, 2022 £1500.00, 2023 £1500Target for 2024 (offset) = £1200, YTD £460
Quidquid Latine dictum sit altum videtur0 -
Hi,
Change of plans for us.
We’re downsizing our mortgage by leaving the bright lights of London for a quieter life in the country.
We’re restricted to a 10% OP for the year so please would you update our target for the year to £18,600 as we’d like to attempt the 10%.
In the meantime, June’s OP is £3,000
Thankyou
MIB #10MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k0 -
jackieblack wrote: »#4
Total OPs for June = £52.28
(and OPs for May were £232.73)
If it's not too much trouble, I'd like to increase my target to £840 please.
We're at the halfway point through the year (already!) and I'm doing better than I expected. According to my online statement my mortgage interest has been approx £420 to date, so if I can OP £840 during the year it means that the whole amount of my normal monthly payments will be reducing the capital amount owed.
I appreciate that these are not huge numbers to some, but I have a low income so it's as meaningful to me as some of huge (to me) amounts others are OPing are to them.
Thank you Hiddenshadow
That's fantastic numbers JackieBlack- how pleasing if you are able to OP your yearly interest :jFirst home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Kittenkirst wrote: »That's fantastic numbers JackieBlack- how pleasing if you are able to OP your yearly interest :j
Thanks!
I've just been able to make another little OP :j so have updated my June total
Only small amounts, but every little bit adds up
It would be very pleasing indeed if I am able to OP my yearly interest, and very motivating knowing that the direct debit for the regular monthly payment will then go straight off the capital2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs (offset): 2018 £866.89, 2019 £1322.33, 2020 £1337.07,
2021 £1250.00, 2022 £1500.00, 2023 £1500Target for 2024 (offset) = £1200, YTD £460
Quidquid Latine dictum sit altum videtur0
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