2018 Mortgage-Free Wannabes

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  • icklehelen
    icklehelen Posts: 355 Forumite
    First Anniversary First Post PPI Party Pooper
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    #6 reporting in with a total OP of £785.65 for June

    I've passed my target for the year in 6 months! I'm tempted to double the target.....:cool: but instead I'm going to see how another month goes with DH's new wages before I decide.
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    #122 reporting in with OP figures for May and June.

    May = £587.49
    June = £546.04
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • ajmoney
    ajmoney Posts: 6,233 Forumite
    Name Dropper First Anniversary First Post
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    No 70 reporting a £500 OP for July. Thanks HS
    MFW 2024 No. 7 £400/£1200 MFiT-T6 No. 70 £15420.41/£22787.04
  • erin_transport
    erin_transport Posts: 964 Forumite
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    2018 MFW #138
    £72 payment today 01/07/18
    Total to date £2937/£6500 = 45.1%
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • bunty109
    bunty109 Posts: 1,265 Forumite
    First Post Combo Breaker First Anniversary
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    #24 not updated in a while:

    April - £969.43
    May - £971.08
    June - £ 739.47
    July- £10255.11
    MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
    MFi3 v5 #53 £12531/
    MFi3 v4 #53 £59442/£39387
  • beanielou
    beanielou Posts: 90,310 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    :wave:

    No 144 with £100 OP for July :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lomcevak
    Lomcevak Posts: 1,023 Forumite
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    OP of £1,304.03 today for #11, making it £7,860.03 for the year so far.

    First month with a new mortgage, I couldn't adjust the term (well, not easily, anyway) so £55k of OPs over the last five years made the monthly payment drop by just over £700 - so I've adjusted my monthly OP upwards to keep my total monthly outgoings the same.

    This month's milestone is dropping under the £75k barrier, was less than a year ago that I was celebrating dropping under £100k so coming down fast now :D
    £40k-in-’23#18 £78,628.29/40,000 (196.57%)
  • f0xh0les
    f0xh0les Posts: 6,878 Forumite
    First Anniversary Mortgage-free Glee! Photogenic Name Dropper
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    Lomcevak wrote: »
    This month's milestone is dropping under the £75k barrier, was less than a year ago that I was celebrating dropping under £100k so coming down fast now :D

    That is brilliant! I am looking at hitting the -£100k mark at the end of the year.
    You are an inspiration. I won't be able to make anything like that as we are capped at 10% o/p but still aiming at halfing the term.

    I think overpaying the mortgage should be classed as a hobby.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • michelle09
    michelle09 Posts: 912 Forumite
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    #28 with an OP of £386.84 for July. :) Start as we mean to go on!
  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
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    #15 Reporting in. Just thought it would be useful to give an overall total for the year:

    Jan - Nothing
    Feb - Nothing (Couldn't make any over payments due to fulfilling the max payments)
    March - £2072.30 (Start of the new yearly amount so I can make £8072.30 overpayments in total)
    April - Nothing
    May - Nothing (couple of expensive few months, new kitchen and gifted kids £1k each for House ISA)
    June - £1500
    July - £500 (Hope to make another £500 payment at the end of the month.

    Total overpayments so far this year £4072.30 so over the half way mark (only just!)

    Miss Pinky xxx
    MFW #15
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