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2018 Mortgage-Free Wannabes

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Comments

  • Hi Pawlala,
    Thank you for taking over. I hope Hiddenshadow is well.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Cherryfudge
    Cherryfudge Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thank you for stepping in Pawlala - that's an impressive total of conquered mortgages!

    If you're in touch with hiddenshadow, please pass on all these good wishes people keep sending - and I for one quite understand it will take a while to wade through all our posts.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello may I please join the thread? We bought our house last summer and we love it! We have started to make overpayments to the mortgage to try and pay it off a bit quicker - but my goodness it seems like such a huge task! We are trying to save up to get a new kitchen too and I'm not sure what is best use of the money - overpaying or saving for the kitchen!? Or a combination of the two? We are remortgaging in March next year so trying to drop down a LTV band before then, which is a good incentive! Thanks, Claire.
    You're in at #161

    What's your target?
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    starnac wrote: »
    Hi Is it too late to join this? We have just started taking overpaying our mortgage seriously and keeping track every month would be a great incentive.
    You're in at #182 - enjoy! What's you're 2018 target?
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pawlala ~~. Big thanks to you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2018 MFW #138
    £72 payment today 01/07/18
    Total to date £2937/£6500 = 45.1%
    Please let me know only your final totals for each months, unless your post tells me the cumulative total for the month your OPing in :)
  • Cherryfudge
    Cherryfudge Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow - that was quick! Thank you. Enjoy your cocoa and footie. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    That was so quick! Thank you pawlala :heart2:
  • jackieblack
    jackieblack Posts: 10,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pawlala wrote: »
    Thread / spreadsheet up-to-date. :coffee: :footie:

    That's brilliant! Many thanks :beer:
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
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