2018 Mortgage-Free Wannabes

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  • Rachiedabbler70
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    HI All
    Hope you are OK Hiddenshaddow. :A

    My July payment so far is #169 £537.18 making £7510.44/£12000. I will add another sum to it in the next week or so, just changing banks and making sure everything transfers successfully first. Hope everyone is enjoying some sunshine - I'm on leave from work this week so looking forward to relaxing. :)
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • chocoholic_chick
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    Afternoon all


    No 112 with an OP of £995 for July




    Thanks!
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • clairebear_london
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    f0xh0les wrote: »
    That is brilliant! I am looking at hitting the -£100k mark at the end of the year.
    You are an inspiration. I won't be able to make anything like that as we are capped at 10% o/p but still aiming at halfing the term.

    I think overpaying the mortgage should be classed as a hobby.


    Hi - couldn't agree more! :rotfl: Overpaying the mortgage definitely should be classed as a hobby! I am boarderline obsessive over mine! :rotfl:
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Another obsessive mortgage overpayer checking in - #50, made my first overpayment of the month of £600 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    [FONT=&quot]No 27 [/FONT][FONT=&quot]- O/p of[/FONT][FONT=&quot] £516.56 for June[/FONT]

    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]Making Total so far £5604.44[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]
    [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]

    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]Thanks Hiddenshaddow[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    [FONT=&quot][FONT=&quot]No 27 [/FONT][/FONT][FONT=&quot][FONT=&quot]- O/p of[/FONT][/FONT][FONT=&quot][FONT=&quot] £322.73 for July (so far)[/FONT][/FONT]

    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]Making Total so far £5927.17[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]
    [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]
    [/FONT]

    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]Thanks Hiddenshaddow[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • pawlala
    pawlala Posts: 1,416 Forumite
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    Hi MFWers! :wave:

    I have taken on the mantle of updating the MFW2018 spreadsheet on behalf of hiddenshadow, and I offer my services for as long as is needed. :)

    Just a bit about me if I may - I am an ardent MFWer across many mortgages since 2009 (my signature testifies) and I have been involved in lots of the MFW campaigns down the years, so it felt right in offering my time. And if you weren't sure, or was curious, I'm male :rotfl:

    Please do keep updating the thread with your MFW2018 updates. There are some fantastic figures being posted! There are many weeks to catch up on which will take a day or two, but rest assured we'll keep this well-oiled machine operating effectively :beer:

    And sending my regards to our starmod hiddenshadow for the time being :starmod:

    PL
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Hi pawlala! Thank you for offering your time, that's so nice of you! :heart2:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • [Deleted User]
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    Thank you Pawlala for stepping in :)

    well I’ve had some unexpected good news. I have heard back from the company I worked for 25 years ago about my pension after I sent a general inquiry. Turns out I can take 14k next May which if I keep on with my OPs will clear the mortgage :j
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Just popped in to say

    Hi Pawlala, big task you have taken on, so well done to you :T I can just about keep track of my own o/p's never mind everyone else's. :o

    Many thanks and Best Regards to Hiddenshaddow, hope all is well.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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