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Over the hill and drowning
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Thanks beanie , dont think ill be dating til after my op x yes he is a grouch this week as well. xDebt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/260 -
Apologies. I meant a date for the op.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
ooh lol silly me xDebt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/260 -
You're doing great, the lodger was a cracking idea. Good luck with the opLBM 26/10/17
Total debt at LBM - £15421.47
NOW DEBT FREE AS OF 30/07/190 -
Just caught up on your diary. Glad your lodger is working out so well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Thanks saving , bought salad at work . £2 today,Lodger cooked second par of stew we had yesterday, dogs had a small bit with biscuits,
£10 petrol til i get my lodgers money tomorrow but get paid weds and a nice little bonus from work.
had a good day at work, collected my target already for the month.Debt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/260 -
I so admire you for taking on a lodger and making it all work. You are doing so well on the debt repayment too
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
How are things going with the lodger?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
All going ok thanks Beanie. We both share supplies of toilet rolls, washing powder, just received his lodgings. £300
Spent £50 cleaner due to my disability arthritis, etc
£30 on hair, £88 in homebargains, petfood, strepsils, etc had tonsilities from tuesday to today just getting over it, due to weather had no supplies, bread , eggs, 2 big bags of pedigree complete , 2 bags of whiskas 2kg for cats for month.
screens wash id ran out, bit of grit, toiletries, washing so all stocked up couldnt beleive how much
Farmfoods spent £29, 40 sachets of whiskas cat food £22, cabbage , big bag of peas £3 birdseye i just cant swap,
£50 petrol,
paid all bills just a few to pay of direct debits this month,Debt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/260 -
still no update on my ex. 7 years down the pann!Debt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/260
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